HSBC Visa Platinum Card
Our best cash rebate card for the whole family.




Instant Shell and Caltex discounts

https://www.dbs.com.sg/personal/cards/credi...rnmore-target-a

DBS BANK and OCBC bank DO NOT ALLOW THIS FD......

https://www.sc.com/sg/credit-cards/simply-cash-credit-card


Standard chartered bank sg not allow

https://www.ocbc.com/personal-banking/cards...-card.page#tab2






But UOB bank sg allow
HSBC bank sg allow






Citibank not allow

Min. income S$30,000 (local/PR) or
S$42,000 (foreigner) a year


https://www.uob.com.sg/personal/cards/cashback/one-card.page

UOB one card

Fuel up at Shell and Caltex, and receive a discount of up to 17% instantly.


https://www.hsbc.com.sg/credit-cards/products/visa-platinum/



Who can apply?

To apply, you must:

be at least 21 years of age
have a minimum annual income of SGD30,000 (Singaporeans and Permanent Residents)



For self-employed and commission-based Singaporeans or Permanent Residents, a minimum annual income of SGD40,000 is required


For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required.


If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.





To qualify for HSBC Premier, a Total Relationship Balance of at least S$200,000 in deposits, investments and/or insurance is required.


If the Total Relationship Balance falls below S$200,000, and no other qualifying HSBC Premier account is maintained outside of Singapore, a monthly service fee of S$50 will be charged.






Who can apply?
To apply for an HSBC TravelOne card, you must be aged 21 or above and have a minimum annual income of:

SGD30,000, if you're a Singaporean or Permanent Resident

SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident


SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.


A pledged asset is an asset that is used by a lender to secure a debt or loan and can include cash, stocks, bonds, and other equity or securities. A pledged asset is collateral held by a lender in return for lending funds.


Pledged assets can reduce the down payment that is typically required for a loan as well as reduces the interest rate charged.


Malaysian banks usually do not explicitly state on their official websites that they accept a minimum Fixed Deposit Collateral of RM XxXx for a 100% credit card approval, right?

This post has been edited by plouffle0789: Aug 5 2023, 03:01 AM

wat a joke

singkie need tried so hard to get a HSBC cc meh ?

Quite many local offer fd pledge credit card.

I mean for foreigners

Some of my friends salary is 5000sgd also failed to get

Like maybank ,cimb bank,public bank?


Really the fd is tied with the credit card?

Cannot withdraw the fd unless the card is cancel?

https://www.hlb.com.my/en/personal-banking/...ed-deposit.html
Hlb,ambank,affin got. The rest not sure.

Some ppl retired or don't have income doc. How do you expect them to apply for credit card if they don't pledge something in return?

Last time i mnow maybank offer pledge fd for cc

Now not sure.

today, you just use mobile apps...that is easily replacing most of payment ....not to mention the NFC support should be available.

write so long for wrong forum

inb4 i have that card for years when i was b40

My experience with Maybank, I can withdraw the Pledge FD after using the card for few years and good payment record.

In sg, no amex no talk please

That’s basic

How many years you used the card?

yes. i got the amex 2 card plat when i was just in college.
pledged 10k fd for the cc and my credit limit is only 10k for the rest of the card life unless you apply for new then cancel your card wit fd

Is it minimum must become premier banking customer (have at least 250K sgd ) ?

then just get 1 in MY , then can use in Sg already

you can SDG convert to MYR to pay too

untung lor

When you walk into premier banking, amoi there will give you more attention than amoi in normal banking.

At that time during 5th Year I request to withdraw the FD and retain the card

plat cards nowadays macam sampah card ad. no need high high income they also offer liao

better just get preferred / world card.. don't have to queue when go bank and oversea buy stuff also get cashback 99

don't have to queue when go bank


Really?

Which bank offer this?

Show world credit card no need que?