/k now can become real "T1" helang ..via apply this card


PS: this is not ads .. and ayam not agent

This post has been edited by fantasy1989: May 16 2023, 09:24 PM

T1, annual income requirement=rm60k/year

Fuhhhhh I can't qualify

also have Visa Infinite with 60k/year

Maybank ceri card > all

wow!

hope i can touch that kad someday

debit card SA kena compromised (which basically is your saving/salary) need long time to refund

Apa so special about 17 Airlines and hotels? With 5k monthly income only afford airasia

closest u can get to a black card lol

60k annual = M40

It's attractive cc cos can redeem airmiles with many FFP

--------------------------------------------------------------

Ignore it

T1....I get the pun

This post has been edited by knwong: May 16 2023, 08:48 PM

the one card that rule it all

60k/annum

grabfood + lalamove got count ah?

Looks premium enough

For some reason black card always look premium....compared to so called platinum gold silver

60k/12 = 5k per month

Okay la can lepas loan civic

That much only....?
LOL

Envy those who can get this card

How much yearly fees? Got premium lounge access or not

Only 60k per year can become T1?

Lol

Me too
I B100

annual income 60k only lol

lol who cares what colour it is, janji good benefits

nowadays where got people look at credit cards as status items?

leh...
useless HSBC....

in be4 go cafe swipe amex kena reject

Lounge https://www.hsbc.com.my/content/dam/hsbc/my...-conditions.pdf
RM300 annual fee ; waivable with 20k spend annually https://ringgitplus.com/en/blog/en/blog/cre...redit-card.html

easiest bank to get Premier banking

RtK's AMEX always get rejected LOL

last time i go sunshine square buy grocery also kena reject

really dafak

Lol that's lower M40

Low requirement ?

janji ada "T1"

nah...
dont like HSBC....
last time go cancel those insurance sell by agent...
the counter lady face become darker that justice bao...
ask me settle myself, (call KL insurance company)
the insurance company staff say all step should be handle by HSBC...
the HSBC lady say not their problem, i need go settle myself...
the insurance staff also shock by the HSBC lady attitude...

also when waiting, if follow number, should be me first,
but the lady ignore me and go invite other customer to counter....

🤣

Highest single limit card locally is $300mil issued by Maybank Visa for sole procurement of rice!!!! Know of any other local higher than that?

sotong bank > all

no sotong bank...
last time i have 5~6 bank account
now left 3 bank....
all debt account..hahahaha...

they kasi me free also i tak nak.

Now just use for online purchase

Damn, I just missed it. My annual income is rm59,990.

how is it compare with alliance visa infinite?

A lot of HSBC staff got lansi attitude, especially the counter staff

Bangla 5k a month also can become T1

ceh,.. T1 card cannot buy a yacht,...

HCBC is balia bank

Maybe that because they are dealing with many lansi clients .. You know hsbc has many lansi rich people

Not only bala.. They monetise their client data in exchange of penalty waiver by the US

lanc maybe ; rich not sure

T1? Redemption? Seriously?

American Express black card. Invite only, cannot apply.

60k annual? Biar betul

Never use black cards, easy to misplace.

T1 should be at least RM600k per annum

apa perks? I asking HSBC kawan kasi kabel masuk

the fuck

T1 card but lower requirement, and lousier cc points rate than my current card lulz

cukur /k all 20k per month easily get approval

"T1" ma

Alliances bank visa infinite will still be better le.

Only had card that give petrol rebates.

Ambank visa infinite the best no annual fee

annual income of 60k per year or 5k per month lolololol.

more like card for M40 to acah T20.

xbley pakai dekat malaysia
and most other countery

Shunned, so why bother

I misread monthly income RM60k.

no

alliance bank got visa infinite with 60k/annual

i got their properly loan packed with that card... they give free card with annual fee waived till loan complete

so i just take and keep aside for spare only.

if you want to flex macam budak baru up, you need those cards like maybank mercedes: https://mytreats.maybank.com/cardpromotions...04/06/mercedes/

but i wouldnt apply for it. CC is just a card, nothing to flex about.

just upgrade to a card that reflects your income over time whenever it increases.

apply je lah, collection purpose bro

Bijan spend million like water using mere Platinum card jer. LOL

what collection?

you collect CC cards as hobby? dafuq?

Why cannot? You don't know other people who collects credit cards as collection doesn't mean these people don't exist. You should grow up and see the world.

but his platinum card credit limit is insane

Annual 60k?

Ayam ingat monthly



Too low this T1, probably using sri lanka standard

Actually if flex also to certain group of ppl... Normal guy won't even care or know what is that card

Haha I'm that kinda guy.

My cc cards 5-6 all black colored ones

some women do take notice of the cards you have.

so if you're already earning 150k/annual for example, do upgrade to the ones matching your income

dont continue using your CIMB cash rebate card although it has 50-100k limit

jangan peduli itu mafioso.

I told him don't take that VI card from sotong but this sohai insist, padahal other banks got better benefit. he say because he use sotong very long so mau show loyalty. kimak lj punya mafioso

Ya.. sotong bank VI and World x boleh

I still keeping it because 6 digit limit.. good for business trip usage

Now mainly use ambank VI

side track- this ringgit plus always macam scam.....

apply this XX card through us and get an ipad as reward....
then later fine print says ipad is for every 10th approved application, other will get Rm 50 instead.

well- true good to be true, fine, but just the way they keep marketing it is annoying

got annual fee ??

This post has been edited by xuexueli: May 17 2023, 11:30 AM

Real T1 card
Maybank Diamante Visa Infinite


Attached thumbnail(s)

100k annual income is T1?? Mine is already 2 times that and I don't feel I'm T1

RM4 million asset at Maybank to get Maybank Diamante VI.

This post has been edited by ClarenceT: May 17 2023, 11:47 AM

300.waivable with 20k spend

mastercard... no thankss

i only got premier card..... very low credit limit one...

dem memalukan

in malaysia very hard to use amex la

but if u work oversea using amex card...

foreign currency exchange rate still bad

but if got premium service is another story

I think the best flex is you come into Hermes LV store . You just take the item without paying since the Company knows youre a big shot . Payment a few days later through HQ .

the one card that rejected mostly.....even I went to few places which accept USD they rejected AMEX.....

I think only those premium places accept AMEX without question ask.

can walk in and buy already very big shot... usually need to pre order and wait

Not all retail business have amex or maybank terminal card machine. So they can't accept amex card. Unless they do have the machine and still reject u means the business owner are super stingy. Amex charges fees are one of the highest for every transaction compare to other payment methods.

Amex charges are higher compare to VI/MC. (Min 2.75% per transaction) that why lots of store refuse to accept payment via amex with reason system down or unavailable.
The highest charges will be DC (3.5%) and JCB (3-3.5%) that why most store will not accept those cr card.

biar betik?
which B40 bank is it?

UOB one needs rm120k per annum weh

even din tai fung pavilion also tak mau amex bodoh piang

https://www.alliancebank.com.my/cards/perso...a-infinite-card