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TSfantasy1989
post May 16 2023, 08:33 PM, updated 3y ago

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user posted image

/k now can become real "T1" helang ..via apply this card


PS: this is not ads .. and ayam not agent

This post has been edited by fantasy1989: May 16 2023, 09:24 PM
TSfantasy1989
post May 16 2023, 08:34 PM

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QUOTE(zerorating @ May 16 2023, 08:33 PM)
T1, annual income requirement=rm60k/year
*
also have Visa Infinite with 60k/year laugh.gif
TSfantasy1989
post May 16 2023, 08:36 PM

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QUOTE(failed.hashcheck @ May 16 2023, 08:35 PM)
Maybank ceri card > all
*
debit card SA kena compromised (which basically is your saving/salary) need long time to refund
TSfantasy1989
post May 16 2023, 09:20 PM

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QUOTE(desmond2020 @ May 16 2023, 08:47 PM)
the one card that rule it all

user posted image
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in be4 go cafe swipe amex kena reject

QUOTE(drug5 @ May 16 2023, 08:56 PM)
How much yearly fees? Got premium lounge access or not
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Lounge https://www.hsbc.com.my/content/dam/hsbc/my...-conditions.pdf
RM300 annual fee ; waivable with 20k spend annually https://ringgitplus.com/en/blog/en/blog/cre...redit-card.html
TSfantasy1989
post May 16 2023, 09:21 PM

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QUOTE(moiskyrie @ May 16 2023, 09:19 PM)
leh...
useless HSBC....
*
easiest bank to get Premier banking
TSfantasy1989
post May 16 2023, 09:23 PM

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QUOTE(rtk74 @ May 16 2023, 09:23 PM)
RtK's AMEX always get rejected LOL
*
last time i go sunshine square buy grocery also kena reject

really dafak doh.gif
TSfantasy1989
post May 16 2023, 09:25 PM

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QUOTE(bananajoe @ May 16 2023, 09:25 PM)
Low requirement ?
*
janji ada "T1"
TSfantasy1989
post May 16 2023, 09:30 PM

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QUOTE(moiskyrie @ May 16 2023, 09:26 PM)
nah...
dont like HSBC....
last time go cancel those insurance sell by agent...
the counter lady face become darker that justice bao...
ask me settle myself, (call KL insurance company)
the insurance company staff say all step should be handle by HSBC...
the HSBC lady say not their problem, i need go settle myself...
the insurance staff also shock by the HSBC lady attitude...

also when waiting, if follow number, should be me first,
but the lady ignore me and go invite other customer to counter....
*
sotong bank > all
TSfantasy1989
post May 16 2023, 10:14 PM

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QUOTE(LuckyBai @ May 16 2023, 10:12 PM)
Maybe that because they are dealing with many lansi clients .. You know hsbc has many lansi rich people
*
lanc maybe ; rich not sure laugh.gif
TSfantasy1989
post May 17 2023, 05:49 AM

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QUOTE(deathTh3Cannon @ May 16 2023, 11:03 PM)
60k annual? Biar betul
*
QUOTE(teehk_tee @ May 16 2023, 11:50 PM)
the fuck

T1 card but lower requirement, and lousier cc points rate than my current card lulz
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"T1" ma laugh.gif
TSfantasy1989
post May 17 2023, 10:00 AM

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QUOTE(mafioso @ May 17 2023, 09:13 AM)
no

alliance bank got visa infinite with 60k/annual

i got their properly loan packed with that card... they give free card with annual fee waived till loan complete

so i just take and keep aside for spare only.

if you want to flex macam budak baru up, you need those cards like maybank mercedes: https://mytreats.maybank.com/cardpromotions...04/06/mercedes/

but i wouldnt apply for it. CC is just a card, nothing to flex about.

just upgrade to a card that reflects your income over time whenever it increases.
*
Actually if flex also to certain group of ppl... Normal guy won't even care or know what is that card

TSfantasy1989
post May 17 2023, 10:22 AM

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QUOTE(mafioso @ May 17 2023, 10:08 AM)
some women do take notice of the cards you have.

so if you're already earning 150k/annual for example, do upgrade to the ones matching your income brows.gif

dont continue using your CIMB cash rebate card although it has 50-100k limit laugh.gif
*
QUOTE(patienceGNR @ May 17 2023, 10:14 AM)
jangan peduli itu mafioso.

I told him don't take that VI card from sotong but this sohai insist, padahal other banks got better benefit. he say because he use sotong very long so mau show loyalty. kimak lj punya mafioso
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Ya.. sotong bank VI and World x boleh

I still keeping it because 6 digit limit.. good for business trip usage

Now mainly use ambank VI
TSfantasy1989
post May 17 2023, 11:49 AM

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QUOTE(xuexueli @ May 17 2023, 11:30 AM)
got annual fee ??
*
300.waivable with 20k spend
TSfantasy1989
post May 17 2023, 12:37 PM

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QUOTE(Chaud @ May 17 2023, 12:32 PM)
in malaysia very hard to use amex la

but if u work oversea using amex card... brows.gif
*
foreign currency exchange rate still bad

but if got premium service is another story
TSfantasy1989
post May 21 2023, 12:28 PM

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QUOTE(dattebayo @ May 21 2023, 11:48 AM)
biar betik?
which B40 bank is it?

UOB one needs rm120k per annum weh
*
https://www.alliancebank.com.my/cards/perso...a-infinite-card

 

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