EP, yea i have done my calculations, 35-40 should be a safe time with min 1 mil sgd. dont deposit in bank tho, make sure u invest ur savings in safe yet high returns places like snp500, berkshire etc.
i guess 10 years of working in sg is equivalent to 30-40 years of work in malaysia.

Set up a plan, what do u want in life? Life is so short, do u want to work till you r old? Do u want to retire early and travel around the world maybe. Plan out your life for the next 15 years including your finances etc

For me its not because of family, i just realise theres more to life than work, i do the bare minimum at my work now and go back earlier or on time. I feel suffocated in sg with the hdb view, taking public transport with the crowd and ocassional people who dont shower, the crowded malls, the shitty food, the rude people. sg really just not a place to live

It's our human nature, especially Chinese, we would tend to capitalise whatever we could. But, in the end we would blame others for our own actions.

It's the same in Sg, the young ones always complaining about their current government because they always feel oppressed. In fact, they don't know they are actually living a better life compared to us Malaysians[B]. At times, I wish that my country would turn into a better one, I would move back to contribute. At current state, I doubt we will progress. No doubt, I am an opportunist too. So, I do feel ashamed at times. At the same time, I feel I'm underappreciated by my own country, which puts me in dilemma. I hate my country yet I love country of origin.

I don't understand. How could you say that the quality of life for people in Singapore during the 1960s or 1980s was better than for those in the 2000s generation?
In Singapore, public transport, safety, education, and the economy have consistently improved compared to earlier times.

Only if you work your way through merit. Usually the pioneer generation. Subsequent would complain, if they cant make it to the top. In malaysia, merit brings you no where. I would say singapore is only for working, not a place to stay. I have spent half of my working days in malaysia, likewise the other half in singapore. So, I understood well in terms of opportunities for my job in Sg. It may be different for others. So, I would agree to your point to certain extend.

No doubt Malaysia is a good place for simple life, with own transport, bigger house. Singapore is boring, only a place to work, not much activities especially on weekends, living in a small house, take public transports, etc. Perhaps to me, I am a minimalist, so I'm fine with those limitations, but in return I have more spending power.

Guys...

If me and my kids apply for PR. For some reason we surrender our PR before serving NS. What will happen to my kids? I have got version:

1. Kids can never set foot in Singapore else will be jail
2. Kids can sill visit Singapore but cannot work in SG

Issue is not that I don't want them to serve NS. in fact I thibk it is good for them. Problem is, job security and other social issue.
Yes in a dilemma. But so far different people giving me different answer.
I just want to know the options.

Thing is nobody can really give me a direct answer. I have asked both pr and citizen but different people tell me different thing.

I am not trying to gain an upper hand. Before I apply for PR I need to know what's are the pro and cons before I make a decision as it will impact 2 generations.

Thabks for your insight. Let's see how it goes.
Not job security for my kids.  They would do fine. Its the parents job security. Imagine lost job so have to go back malaysia probably. Kids have to serve 2 years of NS which in a way they will lose up to Malaysian that does not need to serve. But that said I was told they do get sgd1000 /month for serving NS. something to consider.