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 I got my wise card. Anyone have used it before, Overseas ?

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jaapers
post Apr 29 2023, 07:52 PM

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QUOTE(pisces88 @ Apr 29 2023, 06:35 PM)
200-300baht per transaction, no matter amount? if withdraw alot maybe ok depending on rate.. how much is the rate for thai baht in wise?
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You need to check the respective banks, they can have different withdrawal limit. I'm quite sure whatever the limit, it's not worth the extra 200 baht.
ZeneticX
post Apr 29 2023, 11:13 PM

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QUOTE(jaapers @ Apr 29 2023, 06:04 PM)
Tip: dont use wise to withdraw from ATM in thailand, their ATMs charge 200 or 300 baht withdrawal fee.  Not worth it.
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QUOTE(tolongking @ Apr 29 2023, 06:07 PM)
Exactly. I was fooled once cos their marketing cleverly claimed that there is no fees but this time, it was levied by the corresponding ATM. The THB200 charge is even more expensive than our traditional banks
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I know about the surcharge

But was desperate for extra cash that time


Extra tip for those who want to withdraw - Look for Aeon ATM, their fee is the lowest iinm at 150 THB. The withdrawal fee varies depending on the bank.

This post has been edited by ZeneticX: Apr 29 2023, 11:18 PM
rip_code
post Apr 29 2023, 11:23 PM

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QUOTE(Robottoes @ Apr 29 2023, 02:34 PM)
ayam use in oversea before in SG and USA.

very seamless and very transparent.

Just tap and it goes thru no issues. Just waiting for them to enable ApplePay instead of bringing around the card
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ive added the virtual card to ApplePay.
yvliew
post Apr 30 2023, 12:40 AM

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QUOTE(ZeneticX @ Apr 29 2023, 11:13 PM)
I know about the surcharge

But was desperate for extra cash that time
Extra tip for those who want to withdraw - Look for Aeon ATM, their fee is the lowest iinm at 150 THB. The withdrawal fee varies depending on the bank.
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That's just shitty business of thai bank. I withdraw from ATM machine in Japan and it only charge a maximum of 220yen. But wise also has limit of monthly free amount you can withdraw without any fees. After that amount, it's 1.75% . I still find it more cheaper than changing currency in money changer. That's when I calculate YEN anyways.
leftycall9
post Apr 30 2023, 12:51 AM

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Hi bananajoe is back.
I use BigPay it's very convenient when purchasing on Amazon. Not sure about this Wise but many users here recommended BigPay.
braindeath
post Apr 30 2023, 01:01 AM

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QUOTE(kucingrimau @ Apr 29 2023, 02:03 PM)
can use the virtual card for register trial then delete the card. safer.
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Can use to subs onlyfans?
xHj09
post Apr 30 2023, 03:29 AM

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QUOTE(Daniel5770 @ Apr 29 2023, 05:40 PM)
dont use on argentina acc steam. i changed mine to turkey, using it for 6 months dy. so far so good
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new steam account?

or can change current acc address je?
ChipZ
post Apr 30 2023, 03:47 AM

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Can use to pay ebay buyer or overseas FB marketplace seller?
blingless
post Apr 30 2023, 04:16 AM

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Wise user since 2019 and now my daily multi-purpose card.
It's definitely become a lot more useable over the years.

- Recently compatible with Samsung Pay, Google Wallet, Apple Pay, Grab etc. with almost no need for the physical card.
- Create unlimited virtual cards (limit to 3 at a time) for one-time use purchases or secondary user.
- Tap function works in 99% of places/countries I've visited.
- converts at mid-market FX rates in real-time settlement vs days with banks
- tracks expenses with downloadable reports
tcapmibus
post Apr 30 2023, 08:19 AM

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QUOTE(bananajoe @ Apr 29 2023, 01:49 PM)
user posted image
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Chey tot u left kopitiam
sexysarah1992
post Apr 30 2023, 08:21 AM

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QUOTE(bananajoe @ Apr 29 2023, 01:49 PM)
user posted image
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Yea just ordered this card as well. Paid 13.50 for the card?

QUOTE(Ttbatdtptsm @ Apr 29 2023, 02:06 PM)
If u not sure u cant use it overseas then why u bought it? Obviously if u has read their website , it caters to multicurrency account . Can receive money From overseas . Spend money overseas .  Some more its based in singapore .

Better just use BigPay or our local debit cards can also use overseas
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Wise better. Can store multiple currencies in your account. Bigpay cannot cant
mharmdone
post Apr 30 2023, 08:22 AM

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so ts now a wise person for getting the card
omaigad
post Apr 30 2023, 08:23 AM

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QUOTE(tahfeikei @ Apr 29 2023, 05:38 PM)
forgive my ignorance
how do you get cash after the transfer?
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you can select to transfer to local bank
Skylinestar
post Apr 30 2023, 08:25 AM

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QUOTE(blingless @ Apr 30 2023, 04:16 AM)
Wise user since 2019 and now my daily multi-purpose card.
It's definitely become a lot more useable over the years.

- Recently compatible with Samsung Pay, Google Wallet, Apple Pay, Grab etc. with almost no need for the physical card.
- Create unlimited virtual cards (limit to 3 at a time) for one-time use purchases or secondary user.
- Tap function works in 99% of places/countries I've visited.
- converts at mid-market FX rates in real-time settlement vs days with banks
- tracks expenses with downloadable reports
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is there yearly fee?
eidrag
post Apr 30 2023, 08:36 AM

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QUOTE(blingless @ Apr 30 2023, 04:16 AM)
Wise user since 2019 and now my daily multi-purpose card.
It's definitely become a lot more useable over the years.

- Recently compatible with Samsung Pay, Google Wallet, Apple Pay, Grab etc. with almost no need for the physical card.
- Create unlimited virtual cards (limit to 3 at a time) for one-time use purchases or secondary user.
- Tap function works in 99% of places/countries I've visited.
- converts at mid-market FX rates in real-time settlement vs days with banks
- tracks expenses with downloadable reports
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eh can ask which card you go to? Saw article said that only mastercard can add to apple/samsung pay, and another said card issued in JP/MY cannot be added.
SUSbananajoe
post Apr 30 2023, 09:30 AM

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QUOTE(tcapmibus @ Apr 30 2023, 08:19 AM)
Chey tot u left kopitiam
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Manaada.jpg

QUOTE(sexysarah1992 @ Apr 30 2023, 08:21 AM)
Yea just ordered this card as well. Paid 13.50 for the card?
Wise better. Can store multiple currencies in your account. Bigpay cannot cant
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Yup
vhs1
post Apr 30 2023, 10:26 AM

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QUOTE(sexysarah1992 @ Apr 30 2023, 08:21 AM)
Yea just ordered this card as well. Paid 13.50 for the card?
Wise better. Can store multiple currencies in your account. Bigpay cannot cant
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Sadly, Tw dollar can't
vhs1
post Apr 30 2023, 10:27 AM

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QUOTE(Skylinestar @ Apr 30 2023, 08:25 AM)
is there yearly fee?
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I don't think got
vhs1
post Apr 30 2023, 10:28 AM

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QUOTE(blingless @ Apr 30 2023, 04:16 AM)
Wise user since 2019 and now my daily multi-purpose card.
It's definitely become a lot more useable over the years.

- Recently compatible with Samsung Pay, Google Wallet, Apple Pay, Grab etc. with almost no need for the physical card.
- Create unlimited virtual cards (limit to 3 at a time) for one-time use purchases or secondary user.
- Tap function works in 99% of places/countries I've visited.
- converts at mid-market FX rates in real-time settlement vs days with banks
- tracks expenses with downloadable reports
*
Sadly, garmin pay still can't
Justin.Loong
post Apr 30 2023, 02:37 PM

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QUOTE(vhs1 @ Apr 30 2023, 10:28 AM)
Sadly, garmin pay still can't
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What Garmin you're wearing?
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