No

Depends on your usage.

If already on the TnG ecosystem, worth it.

Example. Every month I will reload 2-3K to TnG eWallet via online banking.

For tolls and parking, will use the TnG RFID card and for daily expenses like groceries, entertainment or meals, will use the TnG Visa card.

Safer too because I can freeze the card when not using.

Actually apa beza this TnG Visa Card vs QR payment by TnG app?

beza Kad tu... it's just a normal visa card. tu je
Tak boleh "Touch 'n Go" maciem actual TnG card

Sudah apply and simpan yinside wallet.

Rarely use woso araso 😅

If need wave unker biasa wave direct atm debit card je pun

Advantage is probably this is debit card can use online trsc. See more safety feature oso. Only topup when need purchase online and close back once done.

No. I'll use my cc.

No direct cashback.

If you need some kind of intermediary in payment, then it’s useful.

Some shops for some reason dont have QR code for Tng wallet so i use this card instead as they have credit n debit terminal

No

The card is pretty tho gotta say.

And uniquely they dont even print the 16 digit card no, expiry date and cvv no on the card.

If you need to know you can only view it through your ewallet apps after keying your pin

Its quite safety in that sense

visa network

basically can use anywhere in the world (except sanctioned countries)

yes. can flash to amoi showing off you got visa card.

Got annual fee so no

need pay rm8 yearly

Nope, too many cards already.

Can use this card for online purchases?

Yes, can use for online purchases. But there are better options

I got it after nearly a month of waiting.

Anyways, here is my short review after using it for for weeks already:

Pros
1. Very safe compare to wave your own atm debit/credit card. Numberless card so no worry if shady merchants want to take note of your card number. Remember the pay88 unauthorized oversea transactions fiasco last year?
2. If you malas to unlock your phone to use the TnG app to pay especially when you are wearing facemask outside, just wave this card and you are good to go

Cons
1. MAXIMUM 5 PAYWAVE & at MAX RM250 transaction (or reached total of RM1250) per day. So once you hit the maximum, you need to insert your TnG visa card into machine and keyin. That also have maximum 10 transaction with max rm250 per day IINM
2. Cannot use for tolls & parking. Need to use the NFC card or any other TnG normal card
3. RM8 annual charge

So in conclusion, this card is quite convenient for quick paywave payment with peace of mind but at max 5 transactions per day.

This post has been edited by Zaryl: Mar 26 2023, 01:12 PM

Does it function like a debit / prepaid card?

I'm thinking of getting it if it is like that.

Can use for shopee and then only put in the amount that I need.

Feels more secure

just got the card last week. good that it is a prepaid credit card and you could block it via apps. probably can use to pay toll this year end by what Anthony Loke have planned.

Poll mana?

NO

Yes, it functions as a prepaid card, and it does work very well in the way that you mentioned.

benefit is to become another idiot making your wallet thicker with extra card.

Like Petronas?

Im sold, whats the most convenient way of signing up for one?

via eWallet app

anyone know how good is the foreign transaction rates of this tng prepaid cc as compare with bigpay prepaid cc for example?

This question TS asking is really up to everyone's personal preference

Like you said, if malas to unlock phone, can just wave this card.

Definitely does not suit people who shop a lot because of the limit. For that, maybe can get bank debit card which gives better control on the limits.

TnG visa is just for people who use the ewallet a lot, and wants a card that directly linked to the wallet. That's all, nothing more to expect. It's for people who want that feature. If don't need that feature, there is no need to get the card. Might as well just stick to bank debit cards.

This post has been edited by Natsukashii: Mar 26 2023, 01:27 PM

Exactly.

Once i hit the maximum, i will resort to using credit card, since unauthorized transactions dispute with the banks will take much faster time to settle compare to debit card. Speaking based on experience here.

Lazy to unlock my phone because i am using aging iphone xs max that cannot unlock faceID when using facemask. And i can’t afford to buy apple iwatch (can unlock iphone via watch) just for that matter.

It's more high class when you say you wanna make payment with visa card rather than take out your phone, unlock screen, open tng app, swipe to show qr code and network unavailable...

Max 250? Dafaq. Can't even pay my medical fee. That's the only time I need card payment.

Visa is a physical version of the eWallet. No need to use app. Useful when mobile service damn lousy.

After apply it took them 1 month to sent to me. Email them reply is extremely slow and some replies is copy paste.

I think TnG visa is like replacement for CIMB prepaid cards (not atm cards). Cimb closed all their prepaid within a month they announce TnG visa is coming.

Possible. The difference is the TnG Visa is tied to the eWallet balance not the bank balance. So much safer in the event of fraud.

Yes if you do a lot of overseas transaction like me. So far they have lowest Forex rates Vs bigpay (bigpay more expensive for overseas transaction).

Proven by some people if you hang out in finance section.

This post has been edited by Ramjade: Mar 26 2023, 01:49 PM

Bro that was reason I took cimb kwik card last time. It's balance isn't tied to your cimb bank account. It's a separate account where you use their website or atm/cash deposit machine to transfer money into. TnG is same thing only its tied to be ewallet balance.
Edit: autocorrect typo

This post has been edited by LumbaKuda: Mar 26 2023, 01:51 PM

Amoi laughed at u it is not visa infinite

I think this card is more for convenience like Bigpay's prepaid card. I also like to just use paywave for convenience. Also I like to automatically track how much I'm spending each month.

This rm250 thing is paywave only, above that can but need to insert card

Ya some place network unavailable, damn it!!

Ok understand now.

Why TnG company don't allow/link this Visa card to pass toll/parking?

Different tech and interferes with each other.

got different with BigPay?

seems like sama je

Same.

I'm using BP to shield my ewallet against fraud.

Every month, will top up 2-3K to BP.

TnG ewallet then link to the BP virtual card with auto reload disabled.

Whenever I reload TnG, max also 500 bucks monthly.

After reload, I freeze the BP card and use TnG ewallet for daily expenses. Once need to top-up, I unfreeze BP and reload manually. Once done, freeze it again. It is hassle but trust me, once u kena fraud charge, it is extremely difficult to settle.

Normally how u guys kena fraud??

some debit card is offered free for life, but u guys still wanna pay to bank . tsk tsk.

Dunno. Last time I kena because swipe at a bar or restaurant. After that, no more passing the card to strangers. Either they bring the terminal over or go to the counter and pay.

bigpay & wise

laugh also let them laugh, kuli cant do anything. syukur got cc already. the card design quite nice actually.

If you have monthly based subscription, its a good idea to use debit credit card and just have enough inside for each month's deduction. This prevents any unwanted charges that you may have forgotten about or accidental charges like in-app purchases made by children at home.

I use this for my netflix subs and google play subs. Peace of mind knowing I won't be a victim of unknown charges from the internet.

visa infinite also nothing lah. ayam also have. I think amoi now look at premier account cards.

done , cancel

How about vs wise card?

TnG got promo now. I feel standard chartered jump start is cheaper Vs TnG. With promo, TnG is the best card for overseas spend. Avoid big pay. Avoid wise.

it is an alternative way to spend to spend non transferrable balance for online and merchants not accepting TnG eWallet payment. btw, its exchange rate is lower compared to conventional bank card

Exchange rate lower means we pay less in RM for overseas purchases or we pay more RM?

pay lower in RM, the rate is competitive with Wise

i tried before last year send RM to luno malaysia. it utilized non-transferable balance