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 Opening new account at mbsb bank, Officer use his hp to open account clien

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xander2k8
post Mar 22 2023, 03:06 PM

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QUOTE(ssiapf @ Mar 22 2023, 10:13 AM)
Hi, I open a new account at mbsb Bank and the officer use his hp to open new account for me, take photos of my ic front and back and also get otp from my hp and a selfie of me taken from his hp.
I want to know is this a normal procedure now for opening account?

And also have me handwritten down my name, address, ic numbers phone numbers on his little paper note book.
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You should ask whether the device as in hp whether is bank issued or not

Also if it handwritten it is against PDPA 🤦‍♀️

So you have the right to file a complaint but whether action will be taken another story
xander2k8
post Mar 22 2023, 08:06 PM

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QUOTE(ssiapf @ Mar 22 2023, 07:03 PM)
The hp is own self and the connection to wifi is also use own connection.
Where to file complaints?
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MBSB branch manager 1st then MBSB HQ and if not last resort BNM telelink

QUOTE(ssiapf @ Mar 22 2023, 07:03 PM)
He said the computer system is slow
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Nonsense computer system is slow

All banks in Malaysia are supposed to use secured dedicated Metro Ethernet which is faster than typical broadband 🤦‍♀️

It is highly unlikely banks Ethernet is slow unless the Ethernet is down
xander2k8
post Mar 22 2023, 08:42 PM

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QUOTE(ssiapf @ Mar 22 2023, 08:30 PM)
bnm telelink, where is the link?
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Just do a google search 🤦‍♀️

https://telelink.bnm.gov.my/
xander2k8
post Mar 23 2023, 03:28 AM

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QUOTE(WaCKy-Angel @ Mar 22 2023, 08:59 PM)
Mbsb now can register account virtually aka using their app.
Im guessing that is what that officer did. He should have guided u to diy using ur own phone instead.

The selfie is done via the bank app im sure its secured.

As for ur personal info maybe just for record. He can get it from system if he really wants to do something to u.
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Did you read what is going on

The bank officer took a picture of his IC front and back which is why the concern happens 🤦‍♀️

Others are not so because with the IC the officer can do anything and worse case scenario take his documents to become guarantor for something else 🤦‍♀️
xander2k8
post Mar 23 2023, 12:42 PM

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QUOTE(Pikichu @ Mar 23 2023, 08:13 AM)
I've seen new employee go open bank account at BSN branch, wait whole day long queue - so MY bank can be really slow.
Learn to use the internet. Asking others for link, hyperlink may be 'bug'
Not that members here will bug you just that it is good practise to type in bank site URL directly.
Oh wait, there are rules posted on top of this forum section, maybe some members are not trustworthy after all.
They can close the account, but personal data cannot.
Personal data theft are likely to copy data, sell it, repeatedly.

This is not kedai runcit. Bank cannot enforce who they cannot identify & apprehend. Neither can MY quality of PDPA dept. / officers.
Report will be good for statistic and inform others of such phishing.
If that unker use public wifi then can end up as victim.
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Bank opening account is slow because their is a checklist to follow and coupled with BNM regulations and possibly need branch manager approval 🤦‍♀️

It can be as fast as 15mins for a seasoned staff and can be as slow as 2hrs

QUOTE(WaCKy-Angel @ Mar 23 2023, 09:36 AM)
Ofcourse i did read. As mentioned for account opening u obviously have to provide IC right? Im sure the officer is using the bank app to snap the IC instead of what u (and TS) thinking its a normal camera app.
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Bank app will not snap IC picture for authentication 🤦‍♀️ but instead using scan to capture the full ic and authenticate it whether is it a genuine ic or not

TS suspicion is warranted because of the officer capturing his personal data personally by handwritten with the notepad
xander2k8
post Mar 23 2023, 04:29 PM

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QUOTE(WaCKy-Angel @ Mar 23 2023, 02:49 PM)
Im sayung TS may be mistaken the officer using camera app to snap photo of IC but actually its using the bank app.
Also im not sure whether its "scan" or taking actual picture or not as im not developer.

If indeed the officer used camera app to take photo of his IC why then does the officer still needs to handwritten in notepad lah?
Logic mana logic?
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The logic you should ask the officer who done it 🤦‍♀️

Handwritten on his notepad might be some sinister plot only the officer could answer it

 

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