The minimum salary and annual fee is nothing actually.

They have a strict no annual fee waive policy if you don’t spend a minimum of RM80k per annum using that card

Tough to retain this card if you M40 B40. But the benefit is damn good.

depends on state, if KL need Rm15k per month only T20. if /k then Rm20k

Spend 80k can waive d.

CIMB World Elite is highest @ 250k, spend rate also is 240k for waiver.

Second should be SC Priority Banking VI.

Where got annual fee? Every year waive one u believe them meh kek

Ooo ok, spended rm80k then can wave rm800 annual fee la.

But buy what rm80k wor

You hentam business class ticket 2x a year can hit limit d.

this 1 really wannabe infinite

Get ambank infinite lor

no annual fee + Plaza Lounge (need spend rm500 before or after) + travel insurance

Lol who the hell banks with Alliance Bank? Whats good about Alliance Bank?

Deswai true measure of credit card ownership is not minimum salary required for application. Is that if you can spend up to 80k a year to retain that card.

My first time ownership I only spent up to 60k on my second year and Maybank didn’t waive it off even though I requested numerous time. Waited for one year cool down and applied again. Now pay everything with it including parents insurance.

I have platinum tier in grab pay. T10 for sure.

2k per month at 32 and no commitment...epf only 200k...ini sure stay with fama lol

Put 200k for premier banking everyone also get get mc world card

Car insurance

Can lekomen CC for annual celery rm151k?

I feel like i dont take advantage of credit card benefits at all

depend on your goal

cashback or travel

if travel then RHB bank infinite is good 1

auto buy travel insurance when u use that car to buy flight ticket

shit happen kah boom die somewhere ..waifu can get up to 2mil of compensation.

else Ambank or Ambank signature priority infinite



Infinite and World card level usually wont have good cashback already ..either waive green fee on golf or travel related

This post has been edited by fantasy1989: Feb 8 2023, 07:59 PM

I dont travel much.

If cashback, which card bestest?

public signature kot

didnt do much survey

because cashback usually max also 1 month rm50

for normal spend i am using maybank shopee card..every month convert rm50 shopee coin to my account then i spend it

PB VS not as good anymore coz it only take account of you spend 100 and above. Anything less don't get.

M2U Amex is still best tapi is amex la. Maybe YOLO also?

When I was 25 years old, rasa syiok jugak la using Maybank 2 Cards Premier with Citibank Premier Miles when my peers barely qualify for Maybank 2 Platinum Cards or Citi Cash Back Platinum.

Now I old man already all peers pun sama saja cards. No feel already.

This post has been edited by ak101ss: Feb 8 2023, 08:13 PM