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 Visa Infinite = T20?

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SUSfuzzy
post Feb 8 2023, 07:28 PM

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QUOTE(JoeK @ Feb 8 2023, 07:18 PM)
Maybank visa infinite is 100k annual celery, so around 8.3k per month

But annual fee rm800 is crazy

user posted image
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Spend 80k can waive d.

CIMB World Elite is highest @ 250k, spend rate also is 240k for waiver.

Second should be SC Priority Banking VI.
SUSfuzzy
post Feb 8 2023, 07:34 PM

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QUOTE(JoeK @ Feb 8 2023, 07:32 PM)
Ooo ok, spended rm80k then can wave rm800 annual fee la.

But buy what rm80k wor hmm.gif
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You hentam business class ticket 2x a year can hit limit d.
SUSfuzzy
post Feb 8 2023, 08:11 PM

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QUOTE(JoeK @ Feb 8 2023, 08:06 PM)
I dont travel much.

If cashback, which card bestest?
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QUOTE(fantasy1989 @ Feb 8 2023, 08:09 PM)
public signature kot

didnt do much survey

because cashback usually max also 1 month rm50

for normal spend i am using maybank shopee card..every month convert rm50 shopee coin to my account then i spend it
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PB VS not as good anymore coz it only take account of you spend 100 and above. Anything less don't get.

M2U Amex is still best tapi is amex la. Maybe YOLO also?
SUSfuzzy
post Feb 10 2023, 11:32 AM

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QUOTE(submergedx @ Feb 10 2023, 11:24 AM)
I thought having RM20k cash are way more important to have RM20k credit limit?
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Nope. Debt is a very useful tool and CC is one of those.

The important part is being able to pay the 20k as when you need.

 

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