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About house loan amount not revised
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TScryheart
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 Feb 6 2023, 10:03 AM, updated 3y ago
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Getting Started
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hi sifus,
Need your expert advise on this...
I signed hlb semi flexi house loan before mco with rate 4.2%, the unit just vp recently and existing rate is 3.95% but the payment amount does not revised, i called to cs and they said the amount is not revised because only that i can settle the loan on the time
i though the amount shud be revise when the rate is change ?? quite confuse now
4.2% (when sign loan): 2148
3.95 (now) : 2080
Thanks...
This post has been edited by cryheart: Feb 6 2023, 04:37 PM
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TScryheart
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Feb 6 2023, 08:49 PM
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Getting Started
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QUOTE(Zot @ Feb 6 2023, 10:09 AM) I believe normally the amount paid every month is fixed regardless the fluctuation on the interest rate on any loan. What if the interest goes to 5%? You want to pay the same amount or higher? i thought this is how semi flexi loan works ? (dunwan to but i guess bank wont let it happen haha... ) |
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TScryheart
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Feb 6 2023, 08:53 PM
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Getting Started
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QUOTE(ctys2012 @ Feb 6 2023, 10:11 AM) i think they will only revise it if the amount is more than RM 50 or theres a significant change in the amount you need to pay. 3.95 (existing) : 2080 4.20 (sign loan): 2148 probably ? their cs only repeat the same thing, pennding email reply This post has been edited by cryheart: Feb 6 2023, 08:53 PM |
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