Same goes to Hong Leong, account opened during teenage days and they transitioned straight to savings account with fee without telling me there's a basic one without fees.

I was fine with it years ago but it's different now since I seldom withdraw cash nowadays and have been only using the card from the account for online and debit/e wallet payments.

Come to think of it, there's really no point to pay RM 8 yearly as I could have 2 meals with that money.

In my area still can find nasi lemak as breakfast for RM 1.5 and then nasi goreng biasa as lunch for RM 5.5, can add one more cup of air suam if needed, it's doable but can't really eat the same thing everyday lah, and to find similarly priced combos below RM 8 choices will be limited too.