It's hard to get TnG cards nowadays. That happened to one of my relative when TnG card expired. Alternative payment systems is certainly useful.

Its great to have multiple payment option. But when you touch/tag no let you go, Ppl behind automatic thinks "MCB no money go die other place, Don't block <insert racial slur>" pass you and give you a quick look or death stare as if you kill or lape the whole pamily