If new driver cannot differentiate between 2 models, get the cheaper and newer one.

If money is tight until need to take 7 or 9 year loan,
It might be wise to avoid used car unless you really know the history for fear of expensive major breakdown.

At least new car any major issues likely be settled under warranty first 5 years.

Most important step = Test drive

If you're not in a hurry, can test drive the new Axia launching next month, lowest variant should be slightly above 30K.

Then can decide vs Saga.