Nov 8 2022, 12:45 PM
QUOTE(MKCL @ Nov 8 2022, 12:31 PM)
Quick question: do banks accept reject loan based on your CC spending amount and bank statement last 3 months ?
I always transfer out my money for investment or money market parking, so my bank acc always minimum fund as possible and my CC Bill last 2 months spending very high, But I almost always pay on time (at most late 1 day) so near perfect CTOS score for car loan and CC bill payment
Not CC only, but there is other criteria. They’ll ask other bank statements and check cros ccrisI always transfer out my money for investment or money market parking, so my bank acc always minimum fund as possible and my CC Bill last 2 months spending very high, But I almost always pay on time (at most late 1 day) so near perfect CTOS score for car loan and CC bill payment
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