Jul 2 2024, 12:35 PM
QUOTE(thelws @ Nov 7 2022, 02:30 PM)
the main difference here is FD is guaranteed return.
right now kdi say they guarantee 4% (if I'm not wrong)
but my gut tells me that this is going to change in the future.
because investment can never guarantee.
no fund manager will dare to guarantee money one.
and as far as I know kdi didn't disclose where they invest the money. People speculate it's a mix of money market and slightly riskier asset. So means there's a chance your portfolio can lose money.
No single answer is right. All got positive and negative. Just see which one you want only.
still going strong now... at 4%right now kdi say they guarantee 4% (if I'm not wrong)
but my gut tells me that this is going to change in the future.
because investment can never guarantee.
no fund manager will dare to guarantee money one.
and as far as I know kdi didn't disclose where they invest the money. People speculate it's a mix of money market and slightly riskier asset. So means there's a chance your portfolio can lose money.
No single answer is right. All got positive and negative. Just see which one you want only.
but i see it's not protected under PIDM
This post has been edited by gashout: Jul 2 2024, 12:37 PM
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