health is more important than money. got money but get sick also useless
200k before age 30
200k before age 30
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Oct 17 2022, 10:56 PM
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Junior Member
7 posts Joined: Aug 2021 From: i love youuu |
health is more important than money. got money but get sick also useless
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Oct 17 2022, 11:46 PM
Show posts by this member only | IPv6 | Post
#62
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Junior Member
377 posts Joined: Jun 2016 |
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Oct 17 2022, 11:55 PM
Show posts by this member only | IPv6 | Post
#63
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Junior Member
934 posts Joined: Jul 2005 |
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Oct 18 2022, 12:04 AM
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Junior Member
333 posts Joined: Jun 2013 |
i got 40k in money market, probably around 22k in precious metal investments, 5k in PRS, other investments that I currently not know and manage such as durian plantation investments, unit trust plus inheritance from my dead aunt that my father help manage probably 100k or more. 26 this year. Hmm, i average around 1.5k monthly as return from some of the investments.
Honestly, is ok for M40 I guess. My parents arent working, I am pretty much the only person in my family working 9-6. My salary really normal, M40 only. Not really a lot if want to save for house and wedding, I driving Myvi only This post has been edited by MKCL: Oct 18 2022, 12:05 AM |
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Oct 18 2022, 12:07 AM
Show posts by this member only | IPv6 | Post
#65
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Junior Member
28 posts Joined: Dec 2020 |
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Oct 18 2022, 12:18 AM
Show posts by this member only | IPv6 | Post
#66
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Junior Member
377 posts Joined: Jun 2016 |
QUOTE(valerie0821 @ Oct 18 2022, 12:07 AM) Whirlwind trend Business...Sold it for profits on profits when more and more players entered, sold it abit to early.... This post has been edited by Fenix98: Oct 18 2022, 12:20 AM valerie0821 liked this post
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Oct 18 2022, 01:21 AM
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Junior Member
144 posts Joined: Dec 2021 |
QUOTE(Raddus @ Oct 17 2022, 04:31 PM) 200k before age 30(28/29/30) in FD and normal savings consider normal or low?? 200k for work how many year?No investment in anything yet like stock trading crypto only sitting in local banks Good or bad to hoard ke later scared all gone GG due to shitting MYR Half from mama and papa half from own celery K financial experts come give opinions This is normal m40? Ayam now work in SG, every month minus all expenses then exchange itu balance masuk gua punya account, 1 month sudah dapat 30k. » Click to show Spoiler - click again to hide... « This post has been edited by NoPattern: Oct 18 2022, 01:30 AM |
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Oct 18 2022, 01:39 AM
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Junior Member
113 posts Joined: Apr 2019 |
did u lost your current income ??... how much ??
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Oct 18 2022, 07:32 AM
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Junior Member
293 posts Joined: Sep 2012 |
QUOTE(Roadwarrior1337 @ Oct 17 2022, 04:36 PM) Normal depends who u ask Then, 800k who will inherit?If u ask poor people 200k is like waaaaaaah U ask rich person they like meh It’s all about perspective and what is important is that make u feel good or not To me I don’t have that much but I have 800k in epf But knowing I have to live for another 24 years in this world which I may not even survive due to risk gives me sense of fragility Bro, I'm willing to take this up, priest put my name |
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Oct 18 2022, 07:53 AM
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#70
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Junior Member
555 posts Joined: Aug 2013 From: Bolehland |
syiok lo got pama sapok
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Oct 18 2022, 08:02 AM
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#71
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Senior Member
2,621 posts Joined: Jan 2005 |
If i were you age 30 viewing on current situation RM200k all in kwsp. Dont care what other people say. Tutup telinga and sumbat in kwsp baru talk lol. Tell me mana can beat 6% in average dividend dalam Malaysia (Aside asb & tabung haji)?
This post has been edited by doremon: Oct 18 2022, 08:04 AM |
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Oct 18 2022, 08:13 AM
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Junior Member
8 posts Joined: Sep 2022 |
Earn money must spend
No spend no enjoy , means 4ever poor |
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Oct 18 2022, 08:17 AM
Show posts by this member only | IPv6 | Post
#73
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Senior Member
1,050 posts Joined: Jan 2016 From: Land of floods, Kota Tinggi |
I honestly don't understand how without 200k can buy a property pre middle age
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Oct 18 2022, 08:21 AM
Show posts by this member only | IPv6 | Post
#74
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Junior Member
148 posts Joined: Aug 2013 From: Uranus |
Minimum 1mil liquid cash + 25k mthly income (adj. For inflation) + at least 2 property before 30.
Below that is b60. |
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Oct 18 2022, 08:22 AM
Show posts by this member only | IPv6 | Post
#75
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Junior Member
148 posts Joined: Aug 2013 From: Uranus |
QUOTE(doremon @ Oct 18 2022, 08:02 AM) If i were you age 30 viewing on current situation RM200k all in kwsp. Dont care what other people say. Tutup telinga and sumbat in kwsp baru talk lol. Tell me mana can beat 6% in average dividend dalam Malaysia (Aside asb & tabung haji)? But later msia bankrupt myr become laosai like Zimbabwe how to retire?If only can request them keep retirement fund in diff currency. |
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Oct 18 2022, 08:32 AM
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Junior Member
483 posts Joined: Jan 2010 |
QUOTE(Raddus @ Oct 17 2022, 04:31 PM) 200k before age 30(28/29/30) in FD and normal savings consider normal or low?? from 22 yo start work, every month save RM2kNo investment in anything yet like stock trading crypto only sitting in local banks Good or bad to hoard ke later scared all gone GG due to shitting MYR Half from mama and papa half from own celery K financial experts come give opinions This is normal m40? 2X12 =24 24x8=192 + compound interest can work no car, no other big expenses... when I fresh grad, gaji 2k sahaja... how to save 2k? aafter work like 5 year gaji only 3k, still cannot save 2k monthly |
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Oct 18 2022, 08:51 AM
Show posts by this member only | IPv6 | Post
#77
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Senior Member
2,621 posts Joined: Jan 2005 |
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Oct 18 2022, 08:56 AM
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Junior Member
387 posts Joined: Jul 2005 |
QUOTE(Raddus @ Oct 17 2022, 04:31 PM) 200k before age 30(28/29/30) in FD and normal savings consider normal or low?? I've done it before. tbh, not so much.No investment in anything yet like stock trading crypto only sitting in local banks Good or bad to hoard ke later scared all gone GG due to shitting MYR Half from mama and papa half from own celery K financial experts come give opinions This is normal m40? used more than half just for house renovation. but in any case, it's always good to start early. and of course, what is more, important is that you have that momentum, that attitude to achieve your saving goals! keep it up brah! (my kids are using these words a bit too frequent from their ROBLOX trends) valerie0821 liked this post
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Oct 18 2022, 09:00 AM
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Senior Member
1,019 posts Joined: Sep 2018 |
Double it in Genting, owaiii...
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Oct 18 2022, 09:26 AM
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Senior Member
9,707 posts Joined: Feb 2005 From: Why U wana know? Status: Meditating™ |
QUOTE(Raddus @ Oct 17 2022, 04:31 PM) 200k before age 30(28/29/30) in FD and normal savings consider normal or low?? nwo i know u have 200kNo investment in anything yet like stock trading crypto only sitting in local banks Good or bad to hoard ke later scared all gone GG due to shitting MYR Half from mama and papa half from own celery K financial experts come give opinions This is normal m40? |
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