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 200k before age 30

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wagie
post Oct 17 2022, 10:56 PM

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health is more important than money. got money but get sick also useless
SUSFenix98
post Oct 17 2022, 11:46 PM

Happy Meal upsized Sir?
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QUOTE(wagie @ Oct 17 2022, 10:56 PM)
health is more important than money. got money but get sick also useless
*
Shut up and fap...

Fap nao with bideo and post and ill pay 4k
soul78
post Oct 17 2022, 11:55 PM

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QUOTE(wagie @ Oct 17 2022, 10:56 PM)
health is more important than money. got money but get sick also useless
*
After 2022, there is no such thing as health...

bcoz everyone sudah inject... shiet back relax and enjoice the show...
wink.gif


MKCL
post Oct 18 2022, 12:04 AM

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i got 40k in money market, probably around 22k in precious metal investments, 5k in PRS, other investments that I currently not know and manage such as durian plantation investments, unit trust plus inheritance from my dead aunt that my father help manage probably 100k or more. 26 this year. Hmm, i average around 1.5k monthly as return from some of the investments.

Honestly, is ok for M40 I guess. My parents arent working, I am pretty much the only person in my family working 9-6. My salary really normal, M40 only. Not really a lot if want to save for house and wedding, I driving Myvi only

This post has been edited by MKCL: Oct 18 2022, 12:05 AM
SUSvalerie0821
post Oct 18 2022, 12:07 AM

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QUOTE(Fenix98 @ Oct 17 2022, 04:51 PM)
At 30 i had 500k FD
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that's impressive. how did you make it?
SUSFenix98
post Oct 18 2022, 12:18 AM

Happy Meal upsized Sir?
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QUOTE(valerie0821 @ Oct 18 2022, 12:07 AM)
that's impressive. how did you make it?
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Whirlwind trend Business...

Sold it for profits on profits when more and more players entered, sold it abit to early....


This post has been edited by Fenix98: Oct 18 2022, 12:20 AM
NoPattern
post Oct 18 2022, 01:21 AM

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QUOTE(Raddus @ Oct 17 2022, 04:31 PM)
200k before age 30(28/29/30) in FD and normal savings consider normal or low??
No investment in anything yet like stock trading crypto only sitting in local banks
Good or bad to hoard ke later scared all gone GG due to shitting MYR
Half from mama and papa half from own celery
K financial experts come give opinions

This is normal m40?
*
200k for work how many year?

Ayam now work in SG, every month minus all expenses then exchange itu balance masuk gua punya account, 1 month sudah dapat 30k.

» Click to show Spoiler - click again to hide... «


This post has been edited by NoPattern: Oct 18 2022, 01:30 AM
SUSCincai lar
post Oct 18 2022, 01:39 AM

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did u lost your current income ??... how much ??
Mr.Robert
post Oct 18 2022, 07:32 AM

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QUOTE(Roadwarrior1337 @ Oct 17 2022, 04:36 PM)
Normal depends who u ask

If u ask poor people 200k is like waaaaaaah

U ask rich person they like meh

It’s all about perspective and what is important is that make u feel good or not

To me I don’t have that much but I have 800k in epf

But knowing I have to live for another 24 years in this world which I may not even survive due to risk gives me sense of fragility
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Then, 800k who will inherit?
Bro, I'm willing to take this up, priest put my name
ketupatlazat
post Oct 18 2022, 07:53 AM

On my way
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syiok lo got pama sapok
doremon
post Oct 18 2022, 08:02 AM

eMPtiNess =`(
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If i were you age 30 viewing on current situation RM200k all in kwsp. Dont care what other people say. Tutup telinga and sumbat in kwsp baru talk lol. Tell me mana can beat 6% in average dividend dalam Malaysia (Aside asb & tabung haji)?

This post has been edited by doremon: Oct 18 2022, 08:04 AM
Ldc2022
post Oct 18 2022, 08:13 AM

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Earn money must spend

No spend no enjoy , means 4ever poor
TruboXL
post Oct 18 2022, 08:17 AM

Keep on keeping on! 👍
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From: Land of floods, Kota Tinggi


I honestly don't understand how without 200k can buy a property pre middle age
Darkspreader
post Oct 18 2022, 08:21 AM

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Minimum 1mil liquid cash + 25k mthly income (adj. For inflation) + at least 2 property before 30.

Below that is b60.
Darkspreader
post Oct 18 2022, 08:22 AM

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QUOTE(doremon @ Oct 18 2022, 08:02 AM)
If i were you age 30 viewing on current situation RM200k all in kwsp. Dont care what other people say. Tutup telinga and sumbat in kwsp baru talk lol. Tell me mana can beat 6% in average dividend dalam Malaysia (Aside asb & tabung haji)?
*
But later msia bankrupt myr become laosai like Zimbabwe how to retire?

If only can request them keep retirement fund in diff currency.
Virlution
post Oct 18 2022, 08:32 AM

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QUOTE(Raddus @ Oct 17 2022, 04:31 PM)
200k before age 30(28/29/30) in FD and normal savings consider normal or low??
No investment in anything yet like stock trading crypto only sitting in local banks
Good or bad to hoard ke later scared all gone GG due to shitting MYR
Half from mama and papa half from own celery
K financial experts come give opinions

This is normal m40?
*
from 22 yo start work, every month save RM2k
2X12 =24
24x8=192 + compound interest can work

no car, no other big expenses...

when I fresh grad, gaji 2k sahaja... how to save 2k? aafter work like 5 year gaji only 3k, still cannot save 2k monthly
doremon
post Oct 18 2022, 08:51 AM

eMPtiNess =`(
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QUOTE(Darkspreader @ Oct 18 2022, 08:22 AM)
But later msia bankrupt myr become laosai like Zimbabwe how to retire?

If only can request them keep retirement fund in diff currency.
*
Lol when that happens baru fikir. Now just dump all in kwsp.
Gon Freaks
post Oct 18 2022, 08:56 AM

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QUOTE(Raddus @ Oct 17 2022, 04:31 PM)
200k before age 30(28/29/30) in FD and normal savings consider normal or low??
No investment in anything yet like stock trading crypto only sitting in local banks
Good or bad to hoard ke later scared all gone GG due to shitting MYR
Half from mama and papa half from own celery
K financial experts come give opinions

This is normal m40?
*
I've done it before. tbh, not so much.

used more than half just for house renovation.

but in any case, it's always good to start early. and of course, what is more, important is that you have that momentum, that attitude to achieve your saving goals!

keep it up brah! (my kids are using these words a bit too frequent from their ROBLOX trends)
Taikor.Taikun
post Oct 18 2022, 09:00 AM

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Double it in Genting, owaiii...
chicaman
post Oct 18 2022, 09:26 AM

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QUOTE(Raddus @ Oct 17 2022, 04:31 PM)
200k before age 30(28/29/30) in FD and normal savings consider normal or low??
No investment in anything yet like stock trading crypto only sitting in local banks
Good or bad to hoard ke later scared all gone GG due to shitting MYR
Half from mama and papa half from own celery
K financial experts come give opinions

This is normal m40?
*
nwo i know u have 200k

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