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 Motorcycle insurance discussion, with roadside assist

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TSWH4CockcooBird
post Sep 13 2022, 09:19 AM, updated 4y ago

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About time to shop for motorcycle insurance for my 150cc scooter.

I am looking for road side assist and towing feature to be included, in case I am stranded at ulu places and need to call tow truck.

Few months back I noticed Alianz has this Road Warrior add-on, after checking with them, my kemaluan-besor 150cc scooter not accepted as it's catering for above 250cc.


So far I found:
1. AXA - need to add PA for roadside assist
2. Berjaya SOMPO - default has roadside assist for small bike
3. P&O - default with roadside assist and towing RM150 (review from forumer below, complaint difficult to get through to hotline)
4. Allianz - Motorcycle plus
5. AXA - need to add PA RM13 + Towing RM10

Any recommendation for others that has this roadside assist feature?

More importantly, is their helpline easy to get through when you needed them to assist, not to renew insurance? biggrin.gif

This post has been edited by WH4CockcooBird: Sep 13 2022, 06:42 PM
haturaya
post Sep 13 2022, 09:34 AM

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How about Etiqa?
TSWH4CockcooBird
post Sep 13 2022, 10:14 AM

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QUOTE(haturaya @ Sep 13 2022, 09:34 AM)
How about Etiqa?
*
Thanks.

Just checked their online page and their policy.
No roadside assist.
You arrange your own towing if needed and they reimburse max RM50.
Same like AXA without adding PA.

So Etiqa no go.
TSWH4CockcooBird
post Sep 13 2022, 10:21 AM

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Ok, found Pacific and Orient has roadside assist and towing.
Added to my original post as 3rd entry
Strike Eureka
post Sep 13 2022, 11:00 AM

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meaning there is no roadside assist or towing from Allianz for below 250cc?
no point getting allianz if using below 250cc bike then?
btw boss apa scooter 150cc u pakai?
freeknd
post Sep 13 2022, 11:09 AM

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Pacific and Orient is useless.

- 200cc bike dead and cannot start on 10th June (Fri) 6pm on highway.
- Met a kindhearted individual who aid to push it back home.
- Call them the next day (11th June Sat) in order to ferry it to bike shop for repair, no answer
- Call them the next next day (13th June Mon), no answer
- Call them the next day (14th June Tue), only managed to get through around 930am

Talked so much ended up told me need to wait for the towing, they not sure their towing trucks whereabouts and cannot give me a specific time when the towing will be available. Say will call me back once they managed to get hold of one.

In the end I spent RM200 for private towing, settled it within 30 minutes.

user posted image
haturaya
post Sep 13 2022, 11:15 AM

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QUOTE(freeknd @ Sep 13 2022, 11:09 AM)
Pacific and Orient is useless.

- 200cc bike dead and cannot start on 10th June (Fri) 6pm on highway.
- Met a kindhearted individual who aid to push it back home.
- Call them the next day (11th June Sat) in order to ferry it to bike shop for repair, no answer
- Call them the next next day (13th June Mon), no answer
- Call them the next day (14th June Tue), only managed to get through around 930am

Talked so much ended up told me need to wait for the towing, they not sure their towing trucks whereabouts and cannot give me a specific time when the towing will be available. Say will call me back once they managed to get hold of one.

In the end I spent RM200 for private towing, settled it within 30 minutes.

user posted image
*
It's very bad. Thanks for the sharing. thumbsup.gif
TSWH4CockcooBird
post Sep 13 2022, 06:00 PM

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QUOTE(Strike Eureka @ Sep 13 2022, 11:00 AM)
meaning there is no roadside assist or towing from Allianz for below 250cc?
no point getting allianz if using below 250cc bike then?
btw boss apa scooter 150cc u pakai?
*
When I made inquiry to Road Warrior of Alianz, an agent contacted me and informed me only for 250 and above.

Then I read the website again in detail, yes, only 250 and above.

The agent also told me they had JUST introduced road side assist (not road warrior) for below 250cc.
However, I can't find this info on their website. Else would have included on to the list above.

Will reach out to the agent again and see.
TSWH4CockcooBird
post Sep 13 2022, 06:02 PM

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QUOTE(freeknd @ Sep 13 2022, 11:09 AM)
Pacific and Orient is useless.

- 200cc bike dead and cannot start on 10th June (Fri) 6pm on highway.
- Met a kindhearted individual who aid to push it back home.
- Call them the next day (11th June Sat) in order to ferry it to bike shop for repair, no answer
- Call them the next next day (13th June Mon), no answer
- Call them the next day (14th June Tue), only managed to get through around 930am

Talked so much ended up told me need to wait for the towing, they not sure their towing trucks whereabouts and cannot give me a specific time when the towing will be available. Say will call me back once they managed to get hold of one.

In the end I spent RM200 for private towing, settled it within 30 minutes.

user posted image
*
FUYOH!

This is what I need to know.
Thanks for sharing.
TSWH4CockcooBird
post Sep 13 2022, 06:09 PM

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Ok to test, I dialed 1800882121.
After 3 tries, sure enough no one pick up phone and diverted to voice mail.
TSWH4CockcooBird
post Sep 13 2022, 06:18 PM

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Allianz motorcycle plus has it...

https://www.allianz.com.my/personal/home-mo...cycle-plus.html

ok, updating the list above
TSWH4CockcooBird
post Sep 13 2022, 06:42 PM

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AXA also has it now...

https://www.axa.com.my/motor-home/motorcycle

But need to add RM13 (for PA) + RM10 (towing 50km)
TSWH4CockcooBird
post Sep 13 2022, 06:57 PM

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Called Berjaya SOMPO and AXA hotline..

Got to hooman answering phone within 30 secs.

Nice...... Putting them on shortline
iambryan1234
post Sep 22 2022, 07:13 AM

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Anyone got experience with MSIG and Tokio?

This post has been edited by iambryan1234: Sep 22 2022, 07:13 AM
technosakai
post Sep 22 2022, 09:10 AM

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QUOTE(WH4CockcooBird @ Sep 13 2022, 06:57 PM)
Called Berjaya SOMPO and AXA hotline..

Got to hooman answering phone within 30 secs.

Nice...... Putting them on shortline
*
seems like Berjaya SOMPO is good enough then? has assist for small bikes too. Was looking to get a bike from imotorbike in PJ. Their insurance provider might be Berjaya SOMPO based on their website.

jaycee1
post Sep 22 2022, 02:15 PM

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on the matter of insurance, since bike insurance only covers bike and medical (mine has PA included), can't seem to find any that covers our gear. And we know how much our gear cost, especially a good helmet.
TSWH4CockcooBird
post Sep 22 2022, 11:03 PM

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QUOTE(technosakai @ Sep 22 2022, 09:10 AM)
seems like Berjaya SOMPO is good enough then? has assist for small bikes too. Was looking to get a bike from imotorbike in PJ. Their insurance provider might be Berjaya SOMPO based on their website.
*
Problem with sompo for me is its database recognizes my bike as Honda Wave after entering relevant details,but it’s not. Agent can’t change the bike model at all.

Don’t want to risk anything on dispute if unfortunate enough having to file claims
technosakai
post Sep 23 2022, 09:07 AM

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QUOTE(WH4CockcooBird @ Sep 22 2022, 11:03 PM)
Problem with sompo for me is its database recognizes my bike as Honda Wave after entering relevant details,but it’s not. Agent can’t change the bike model at all.

Don’t want to risk anything on dispute if unfortunate enough having to file claims
*
well that's quite stupid :/

ZZR-Pilot
post Oct 1 2022, 09:08 PM

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QUOTE(WH4CockcooBird @ Sep 13 2022, 10:19 AM)
About time to shop for motorcycle insurance for my 150cc scooter.

I am looking for road side assist and towing feature to be included, in case I am stranded at ulu places and need to call tow truck.

Few months back I noticed Alianz has this Road Warrior add-on, after checking with them, my kemaluan-besor 150cc scooter not accepted as it's catering for above 250cc.
So far I found:
1. AXA - need to add PA for roadside assist
2. Berjaya SOMPO - default has roadside assist for small bike
3. P&O - default with roadside assist and towing RM150 (review from forumer below, complaint difficult to get through to hotline)
4. Allianz - Motorcycle plus
5. AXA - need to add PA RM13 + Towing RM10

Any recommendation for others that has this roadside assist feature?

More importantly, is their helpline easy to get through when you needed them to assist, not to renew insurance?  biggrin.gif
*
Tried Takaful?

https://online.takaful-malaysia.com.my/Moto...A2oUQDoV2TBKfe8

Jason
post Oct 14 2022, 08:27 PM

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Just to add on a point, I think B Sompo is of it that can buy online direct and save 10%

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