About time to shop for motorcycle insurance for my 150cc scooter.

I am looking for road side assist and towing feature to be included, in case I am stranded at ulu places and need to call tow truck.

Few months back I noticed Alianz has this Road Warrior add-on, after checking with them, my kemaluan-besor 150cc scooter not accepted as it's catering for above 250cc.
So far I found:
1. AXA - need to add PA for roadside assist
2. Berjaya SOMPO - default has roadside assist for small bike
3. P&O - default with roadside assist and towing RM150 (review from forumer below, complaint difficult to get through to hotline)
4. Allianz - Motorcycle plus
5. AXA - need to add PA RM13 + Towing RM10

Any recommendation for others that has this roadside assist feature?

More importantly, is their helpline easy to get through when you needed them to assist, not to renew insurance?