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 is investment linked medical insurance a scam?

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MrBaba
post Sep 12 2022, 09:45 PM

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QUOTE(hafiez @ Sep 12 2022, 09:28 PM)
ini benda orang tak paham

stupid i must say. only know to komplen instead of finding out.

the product not scam, but some agent didnt do proper explanation.

if scam, BNM already at fire since all products are approved by them.
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Worst than scam , go look at those saving product plan many of them only give out 1-2% each year worst then FD.
MrBaba
post Sep 13 2022, 02:10 AM

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QUOTE(AbbyCom @ Sep 13 2022, 01:33 AM)
Hope I don't get LOD....

The Smart series are Investment linked (160% comm max over 6 yrs). The Great series are Standalone (171% comm).
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Topkek investment link one price way higher then standalone end up investment link one still make more.
MrBaba
post Sep 13 2022, 02:05 PM

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QUOTE(poweredbydiscuz @ Sep 13 2022, 09:00 AM)
My relative is a GE agent. When I asked him any medical plan without IL, he said nowadays all medical plans are ILP.

Kek.
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Msig got stand alone one , cheaper by 2-3 time if compare to investment link one.

QUOTE(tungfunglaw @ Sep 13 2022, 10:19 AM)
already proved that you're wrong then u move the goalpost  laugh.gif
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I give no flying fuck how u want spend yr money

 

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