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 is investment linked medical insurance a scam?

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SUSAngelic Layer
post Sep 12 2022, 09:21 PM

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QUOTE(statikinetic @ Sep 12 2022, 09:16 PM)
Medical insurance isn't scam.
But investment linked medical insurance isn't really benefitting you, it is benefitting the agents who get higher commisions so recommend it by default.
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Scam.

When want claim they tell you to use your own money to pay first and claim later.
Now, under emergency how people can suddenly get a few hundred thousand for surgery?
Later claim also not guarantee they will approve the full amount.
SUSAngelic Layer
post Sep 12 2022, 09:39 PM

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QUOTE(xCM @ Sep 12 2022, 09:31 PM)
Don't spread false information.

There are deductible options and if you buy 5k deductible you need to fork up 5k before the insurance pay the rest of the claims.
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https://ringgitplus.com/en/health-insurance...dical-Card.html
Deductable 100,000
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