All banks do offer basic saving account which has no ATM fees... just that the officer that handle you wanted to let you open such account or not... cause end of the day rm8 is the company's money, thus they need to operate it as per 'instructions'... one way to get rid of it is (when the officer that handle you cannot offer u such BSA) get him/her to talk to the branch manager and tell them u will complain to bank negara... and than u will get what u want...