sorry.. i'm on b2 .. not b full ....noob me:P

If you're planning to pay by instalment might as well go for RSX, 125cc bikes really do not differ that much from 110cc bikes and for the most part, you're still running a cub that only needs 1 bottle of EO every 2000 - 5000 kms, depending on the type of oil you use and riding style. ABS is also there so there's that one extra layer of protection for hydroplaning.

Going to 150cc you really start to get some significant equipment and frame upgrades even though at this point they are indeed a bit overpriced *cough cough MYR 15k Y16*. LED lights start becoming standard and generally the bikes are noticeably more stable. Monthly repayment difference also not that high and you're still paying RM2 road tax.

You want to cheap out on the ABS can go for RS150 oso.

Since you are living in Klang Valley can also consider the Modenas Pulsars since there are plenty of spare parts to go around here with at least two known workshops specialising in the Bajaj rebadges but beware the significant increase in tire sizes and the fact that you will be using 2 cans of oil for each service interval and the increase in road tax. Or you can also go for SYM VF3i if you need the front bucket container and do not mind the RM 30 roadtax.