Claim full price from insurer, reuse the rubber on my windscreen instead of giving me brand new.

My windscreen sum insured was based on my experience changing them with Toyota including the rubber.

Babi workshop charge same price as Toyota for less items provided.

I use allianz, ok for most. Once got accident, i asked for spare car from allianz once sc took my car, which was a few days later. Allianz initially dont want to aporove spare car claim saying must be done within 24 hrs. I argue, their hotline never inform when i call to inform on day of accident. Finally gave spare car claim.

want to use allianz too but they dont have online renewal..Zzzz

ini mau kena LOD...

Just shop around...a vehicle insurance agency could produce better results. I left Etiqa many years ago...got better rates for the vehicles from an agency my friend recommended. Was worth the effort

Touch n go and carsome (policystreet) can renew allianz online.

first thing first. have you been driving over the past year?

and why did you not renew your road tax and insurance for a year?

Shopping for an insurance with the cheapest rate is fine...until you want to make a claim and discovered it's cheap for a reason. It's better to go for a balance of market reputation and rates.

Better rates are not necessarily the cheapest rates, and I'm well-aware of what u wrote

did you try bjak? I renew my father's iswara there, pacific insurance iirc, only 3rd party allowed

find other insurer je la

i'm pretty sure this concept is the same as the windscreen add-ons

of all the years u renew insurance, u never add-on
suddenly 1 year u add-on, guarantee any insurance company would be suspicious
and this isn't a myth, this is exactly what i've experience....no insurance company out there would let me renew with windscreen add-on without calling the customer service and submitting pictures/videos that they requested

if u suddenly didn't renew with etiqa for 1 year plus(no insurance at all) thn suddenly renew it back with etiqa...of course they would feel suspicious about it

oh ya, back when i suddenly add-on...etiqa is the only company that would let me add-on online without any question asked