Let say I have a condo property with loan amount 375k left.  How do i accomodate to sell the prop by including the 3% agent fee? Not sure about the market value now but according to brickz website, last transacted was around 400k-430k. (was in 2019). If i set at 400k, then minus the agent fee 12k? Will that be enough or there's something that I'm missing? (hidden cost/etc) (RPGT can be exempted since first time, bank loan no lock in period).

I'm planning to dispose the property due to 'having another property that I wanted to buy.  But also the problem is that now its tenanted. Should i offer the unit to the tenant to buy?