TS must be those who only buy cars because can afford the monthly instalments but failed to include maintenance.

The more expensive the car, the higher the maintenance. If u never bother to add those up when calculating the monthly instalments, it will bite u in the ass after 6 months.

The right way is the get the total cost of the car + yearly maintenance + road tax + insurance & divided by how many years u plan to keep it.

Example.

Car: RM 165K
Yearly maintenance: RM 5K
Road tax: RM 400
Insurance: RM 2K
Tires: RM 2K

Say u plan to keep the car for 7 years and just add up to become RM 159400 (loan RM 150K). Divide this amount by 84 months and u get RM 1867 monthly. This does not include the loan interest rate. With a 3% per annum, the monthly comes to RM 2272 plus the maintenance.

Car dealers will advertise the car as RM 1785 monthly without the interest rate or RM 2160 monthly with 3% per annum interest.

Of course, some parts will go up in price over time but since u already have a budget, it would be a lot easier to calculate. Some items such as tire only change every 2-3 years or insurance which gets cheaper yearly due to NCD.

By not bothering about the discounts, u will have a surplus which can be use for emergencies.

Not my car la, after 2 years he bought a Volkswagen Polo then a swift. But I guess he did? Just not with the bmw

Its just a funny story that we joke about whenever we need to walk abit far we would say it's cause we are rich haha

IT'S THE RUNGGIT, STUPID!

I think it's just many Malaysians rich unker not cars enthusiast, many can afford super cars or sports car but daily still luxury sedan/suv for family.

Supercars or sports car also too low to get in and out. Kek

Buy this. Only 262K

where to find 911 brand new RM 1.1M?

searched online showed RM 2.23M

https://www.wapcar.my/cars/porsche/911

Car is supposed to be a necessity and affordable. Due to protecting potong and ap holders, is heavily taxed. Hence, malehsian disposable income is low.

This post has been edited by icemanfx: Jun 13 2022, 09:29 AM

income tax UK how much % vs here on the annual pay scale?

Eh thread move to normal k

In which part of the world their T20 can afford Porsche?

Yes, people work there cannot eat out everyday, too poor.

House also no cheap to rent, diesel also RM13.5/litre at the moment.

45% direct income tax

but fuel is almost free compared to UK. Here RM2 but UK just RM12 a litre

Malaysian banyak orang kaya. We can buy 50k cars.

EU / US 50k car consider very expensive already.

Even 1k for iPhone they also making noise.

200k they buy sport car, 200k we buy Camry

sexysarah1992 aka kevin will just suck more diks to afford it. No worries.

why worry about other people expenses

People that thinks this chart "cannot be true" and thinks that a lot of cars on the road laa a lot of people dining out laa this and that .

Do you realize that our working population is 16 million strong ? T20 in this sense over 3.2MILLION PEOPLE . If you dine out in publika or malls and places like that , of course most of them comes from this 3.2 million la .

One ktard lagi funny said that tHis SoMehoW cAnnoT be true . Hello ? It simply means that your social circle all falls in the 3.2million category la . Just because all your friends are from this category doesn't mean the poor doesn't exist . Just means that you are oblivious to them and you aren't looking close enough . Malaysians are poor AF and saddled with debt.

T20 are just poorfags.

Only T0.1% the real Helang.

The 911 is the perfect gentleman's Sport car cum GT car cum daily driver. Only those with high quality taste will buy the new 992.

Malaysia lakes people with high quality taste thus low number of 911.

Brb

Ayam going to get macan first