Just apply for secure card with FD. Then have good score, apply any card also senang liao.

This, the story doesn't make sense at all. My friend who work as kuli at small local company with 2k salary also got his maybank 2 card last time on his first try apply through online.

Its hard to believe someone work as a manager but has zero ccris records, if manager in cinamen company maybe i believe, but mnc?

got my first credit card 3 month into my first job with salary of 2k only . and that one also I didnt apply, got a call from CIMB telemarketer who handled everything. in just 2-3 weeks the card arrived in the mail box

yes fresh grad. yes manager role. yes 6k gross salary. it may sounds like I am lying but it's true. it took me months to study the company and the interview. out of few thousand people only less than 10 people are selected. so yea i qm not lying

which part in here I troll? please tell me

weird I didn't receive any. that's why i need guidance

mind telling me how did tou apply? how much saving you have, epf and you work for how many months before you apply?
yes I am not trolling. I am serious. why do you think I am trolling? If I troll why am I desparate to get credit card and yet got rejected?

After going through TS post history, it's quite obvious he's making things up.

This kind of thread belongs on /k tbh.

troll. manager post but doesn't even know how to google for answer.

there are plenty similar questions asked before here, i seriously doubt the legitimacy of your story.

sounds hard to believe but it's true.

Newly work without EPF statement is hard to apply anything.
- No EPF statement to tally with your working / income ability.


Ask officer whether can put FD in the bank & apply Credit Card.

Short term solution, just use Debit card since you have so high salary.



High % you are trolling in serious /k

You are member of lowyat forum since what age?

This post has been edited by Aftermaths: May 31 2022, 10:24 AM

i got thinking of doing thia as well but the pledge FD need ro to be the same with the credit limit. it's quite a lot for me

I will try this. thank you for suggestions.

I think if working for 3 years already, sure bank will trust you, they will offer you CC. but I am only work for 3 months. the requirements to apply CC is 3 months but bank finds it hard to trust me and it's hard for them to offer me CC

I will try the FD method like suggested by other members.
sorry okay, I am not trolling. if you don't want to help you don't have to, I have googled and find YouTube, no answer, this is my 2nd place to ask.

You start surfing lowyat forum since age 13?

Listen guys. A few members here though I trolling. If you don't want to help, you don't have to. I just need and honest oppinion and help from people who serious helping me. I know it sounds weird for someone who new to work can be a manager and big salary. But it happens. people prioritise knowledge more than experience. I studied so hard for this. so please, I am not trolling. if you don't want to help just don't reply.

nah bro. since 19

So now your age is 28 with master / phd?

no. with degree of only