House loan pending for a week plus, Whats the possible reason for pending?
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 May 25 2022, 11:14 AM, updated 4y ago
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#1
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Junior Member
78 posts Joined: Nov 2011  
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Apply house loan with UOB, full personal document on May 11, got OTP on May 18. Till now May 25 no news/call pun, asked agent say pending only. Whats the possible reason arh? Ganjiong wei.
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May 25 2022, 11:21 AM
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#2
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All Stars
14,511 posts Joined: Sep 2017
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QUOTE(WoshiAngelSon @ May 25 2022, 11:14 AM) Apply house loan with UOB, full personal document on May 11, got OTP on May 18. Till now May 25 no news/call pun, asked agent say pending only. Whats the possible reason arh? Ganjiong wei. Normally is about 7 working days. Aprroved or rejected, the bank will revert. |
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May 25 2022, 04:14 PM
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#3
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Senior Member
4,949 posts Joined: Jul 2010
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You only applied with one bank?
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May 25 2022, 11:26 PM
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#4
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Senior Member
4,546 posts Joined: Jun 2009 From: Selangor / Sarawak / New York 
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My client applied to a few banks. One bank took about 3 weeks already and still pending.
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May 25 2022, 11:31 PM
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#5
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Junior Member
592 posts Joined: Dec 2016 From: johor
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my previous uob housing loan drag until 5 months relax je. coz I want to delay the start of the payment. House locked, loan locked, but pending for my side to pay the 20% down payment. I pay slowly until 5 months. kowtim with developer to no need to charge me any penalty for late down payment some more.
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