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 House loan pending for a week plus, Whats the possible reason for pending?

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TSWoshiAngelSon
post May 25 2022, 11:14 AM, updated 4y ago

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Apply house loan with UOB, full personal document on May 11, got OTP on May 18. Till now May 25 no news/call pun, asked agent say pending only. Whats the possible reason arh? Ganjiong wei.
mini orchard
post May 25 2022, 11:21 AM

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QUOTE(WoshiAngelSon @ May 25 2022, 11:14 AM)
Apply house loan with UOB, full personal document on May 11, got OTP on May 18. Till now May 25 no news/call pun, asked agent say pending only. Whats the possible reason arh? Ganjiong wei.
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Normally is about 7 working days. Aprroved or rejected, the bank will revert.
mushigen
post May 25 2022, 04:14 PM

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You only applied with one bank?
Michaelbyz23
post May 25 2022, 11:26 PM

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My client applied to a few banks. One bank took about 3 weeks already and still pending.
xswatch
post May 25 2022, 11:31 PM

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my previous uob housing loan drag until 5 months relax je. coz I want to delay the start of the payment. House locked, loan locked, but pending for my side to pay the 20% down payment. I pay slowly until 5 months. kowtim with developer to no need to charge me any penalty for late down payment some more.

 

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