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ATOME MY, 3 months instalment
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TSyvliew
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 Apr 14 2022, 07:43 PM
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QUOTE(very polite @ Apr 14 2022, 07:19 PM) posting in orang miskin buying things they cant afford tered. actually it's not about buying things they can or not afford. It's about where you prioritise putting your money in first. If i wanted to buy a RM12k watch, I have 12k to spend now. But do I want to spend it all now? I have better ways of investment that I can get around 1.8k return in a month with additional RM4k investment to my initial investment now. Don't ask me what is it because you are too poor to know any investment. Also I was asking because my friend act smart saying that they will charge full amount first and hold my funds for 3 months payment. This post has been edited by yvliew: Apr 14 2022, 07:48 PM |
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ShakaZulu
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Apr 14 2022, 10:26 PM
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Getting Started
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QUOTE(MadhavanR @ Apr 14 2022, 07:01 PM) if it is retail price, even after the 3 month split from Atome, then its worth. coz the seller absorbed the cost for your intrest completely. they said the same when Grabcar used to give free rides and coupons... then switched to those points... where are those now bro ? Its called marketting... and Atome it set to rake double the money than of GrabPay, tripple if u look at Visa/mastercard. as for the users, get ready to pay for those so called "0% intrest" Yes, the point is, at the moment one can still benefit from wisely using apps like atome, rely & pace. Just like many benefited when Grab, Boost and other ewallet were just starting out. You can get good deals provide you know what you want and know the price of the item and the corresponding vouchers that can be used. |
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ratloverice
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Apr 14 2022, 10:29 PM
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QUOTE(ShakaZulu @ Apr 13 2022, 04:34 PM) As stated above hold info then, charge 3x . Not bad actually but dunno how they make money as its interest free if not mistaken. The transaction fee is more than 2x compared to CC/DC/FPX/eWallets QUOTE(yvliew @ Apr 13 2022, 04:59 PM) Does merchant wait actual payment from atome first ? I mean do they receive the payment instantly or need to wait? So shipping might be delayed due to that? BNPL providers release full payments to merchants first. They will do payment collections by themselves. If things go wrong, it will have nothing to do with the merchants. This post has been edited by ratloverice: Apr 14 2022, 10:31 PM |
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MadhavanR
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Apr 15 2022, 09:44 AM
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Getting Started
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QUOTE(ShakaZulu @ Apr 14 2022, 10:26 PM) Yes, the point is, at the moment one can still benefit from wisely using apps like atome, rely & pace. Just like many benefited when Grab, Boost and other ewallet were just starting out. You can get good deals provide you know what you want and know the price of the item and the corresponding vouchers that can be used. smart fella up here. you know when to jump... jump when its time... |
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