CTOS is not same as CCRIS

You need to go to Bank Negara to pull your own detailed CCRIS record. This one, no bank or financial institution has access to - they only get a summary.
Based on my personal experience, no one is fallible, and a stupid clerical error at OCBC caused the bank to mistakenly double count the value of my outstanding mortgage reported to BNM. Caused me trouble on my 2nd mortgage application.

How do I even register lol
No login id no password, I click the first time option

Need to visit BNM to get pin ayam think

Last time ayam go BNM. To get CCRIS record