CTOS score is bullshit anyway. Ayam "low" credit rating because my credit card statement date is on 12th of every month, so end of month confirm got balance on credit card. And when CIMB gave me a credit bump they didn't update with BNM so BNM thought I overspend every month so my score is crap. Luckily when taking housing loan they checked and looked at other factors (do you pay your bills on time, what assets you have, etc.)

Parked, wait a week later for low traffic b4 try.

If only they also include unpaid traffic summonses as part of the ratings

Managed to register, yay! Just want to make sure no one illegally uses my name for anything.

Nah, CTOS is just an overrated 3rd party molesting your personal data. You should know your own financial state better than anyone else.

I see some friends showing off their free CTOS report from the TNG app promo recently and saying they’re green and therefore too X % in the country… I told them I lowest 10% coz I’m around the red-orange color in the meter but deep down they know their own state I know my own, that’s enough for me.

Lol bank never check ctos score la.

They have their own scoring

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CTOS is rating is bull anyway. If dont have any transactions sure will be good score.

These are people that do not "exist".

Registered when first see this thread. Today only receive email and sms.

yes!
so no need to pay for service like CTOS and Experian anymore!

update:

managed to register and see/download the report
the process is fast and easy

the report just nice, not as fancy as CTOS o Experian
the info is alright, as long as all 0 in the table kira ok la kan


This post has been edited by WinkyJr: Feb 26 2022, 01:28 PM

update:

BNM refunded me the RM1 for both times already.

1st time from failed attempt to register.
2nd time is from my another attempt that was successful.

Anyone know how what to do if :

register successful, but upon first time login got error, then now after 1 week try to login with the OTP but gave me error account doesnt exist.

Then i go create new account again said account already exist.

I go email bnm for one week also no reply .

Really KNN system.

Got try "forgot password"?

same , account doesnt exist.