Later tupai come say u lacist

That one is equally stupid same as instalment plan ( unless 0%)

installment with telco is cheaper if u already have a plan with them. taking loan with aeon is expensive, at the end of the day u'll be paying almost 2 times your actual phone cost

if 0% installment + no processing fees then thats fine

else hell no

Shopee pay later !

The only things to buy thru instalment:
🏠 and 🚘 and maybe 🛳

My ip8 plus is 4 years now, bought using cc swipe in full. But i fully paid the cc immediately though.

Also, i am using celcom legacy blue rm45 5GB package. Hell no i am going to convert to the wasted Gold packags and beyond. House got unifi, office got wifi.
Been loyal to celcom since 2001 actually.

I am beginning to think buying phone with either full cc swipe or full cash is stupid.
I mean, why not spread the total cost with a 0% installment ya?
I can use the money for crypto or other investment drives.

What do /k think?

This post has been edited by Zaryl: Feb 9 2022, 10:58 PM

I bought my phone by installment. Because if buy cash cannot claim from company. Pay installment can put in the phone bill

Aeon usually they need you to sign some documents first then baru can give or loan proceed.

Based from my young, dumb experience.

Only witho plan. Iphone 6S, RM3600, 6 months plan.

Last smartphone with plan. Feel so stupid paying installment for phone.

buy phone need installment ?
you better stick to current phone or buy cheaper without installment one

Never buy phone with installment, and telco plan
Really no need it, even i use phone over 4 years

what does the latest phone do that the old one cannot?

Impulsive undecisive consumer spotted. Eh, I also like that last time.



This post has been edited by l4nunm4l4y4: Feb 9 2022, 11:51 PM

If really wanna do installment at least buy frn reputable co like senheng directd etc or even frm direct manufacturer website.

If your company provide allowance for phone why not

buy from telco ..

pakai credit card like maybank zero interest monthly

or buy from lazada/shopee that have the installment with offer zero interest

its best to buy when you got the cash.. installment is not worth it considering if you need that extra cash each month but its not available cos it goes to installment repayment..

Cash pnly

I 12months 0% installment... Then hotlink RM35/RM45 3mbps/6mbps unlimited data and calls...

Pretty damn good deal for me.. PS: i can't claim company line bill... So i have to go such route