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 Anyone ever bought a phone by installments?, Need advice because I'm still new!

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TSlIAmLegendl
post Feb 9 2022, 08:52 PM, updated 4y ago

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Guys I'm using an iPhone XS Max right now as we're speaking, bought it since 2018 and I have been using it ever since, but I have the desire to upgrade to a newer phone, though I don't wanna spend RM6K Cash right now for a phone, I feel like a monthly payment makes much more sense to me, my uMobile contract ends on November 7th 2022 so I was told that I MIGHT Be eligible for a phone plan. So I'm looking forward to that, but recently I kinda made the mistake of googling "Beli phone Bayar ansuran" I found this site called Ansuran Mudah KL (AMKL)

So on last saturday, February 5th 2022, I had contacted one of the person whose phone number was advertised in that site, I told her that I was interested in Samsung 20 Ultra 5G, however I wanted one that comes with Snapdragon processor not Exynos, they only had Exynos atm and there was no way they can make an exception for me to order a Snapdragon, so I told her "Fine but do you have Asus ROG 5S by any chance?" She said yes, I applied for that under AEON because apparently I'm not qualified for JCL (Because I didn't have more than 1 person to contact in case of emergency) I was silly to even pick Asus ROG 5S, because I was not aware that it doesn't have Water Resistant IP Rating to it... Keep in mind that the application has not yet approved by AEON, I was told that I will be getting a call from AEON to confirm such purchase, I was hoping to tell them that I wanted to change my mind, I had called AEON today at 5PM in hopes to cancel it on the spot, however they told me that the application is still new, so I just needed to wait for AEON To call me, and then I can tell them that I wanna cancel it.

What I'm trying to ask is, should I wait? I know I was told to wait, but I'm just being paranoid so I need some advice from you guys who has experience with installment Items.

This post has been edited by lIAmLegendl: Feb 9 2022, 08:57 PM
SUSEBBattlefield
post Feb 9 2022, 08:54 PM

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Tenkiu TS for promoting own website.
Now, go Bora Bora 2 weeks
SUSAzurues
post Feb 9 2022, 08:54 PM

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Siapa click link ko lembu
TSlIAmLegendl
post Feb 9 2022, 08:57 PM

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QUOTE(EBBattlefield @ Feb 9 2022, 08:54 PM)
Tenkiu TS for promoting own website.
Now, go Bora Bora 2 weeks
*
That's not my website, I just wanna get opinions but alright I'll remove the link
bobowyc
post Feb 9 2022, 09:00 PM

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If want buy why not buy from telco more safe? lol. i bought from telco, i trust more than buying outside, unless its verified, popular or i have been to the place to check it out before. xD IMO la
blek
post Feb 9 2022, 09:04 PM

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I know last time many of my ex colleagues like to buy phone installment plan 6 months.
All of them is oren. Is ts oren?
den
post Feb 9 2022, 09:04 PM

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I always buy phone with installments in Shopee/Lazada only.
TSlIAmLegendl
post Feb 9 2022, 09:05 PM

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QUOTE(bobowyc @ Feb 9 2022, 09:00 PM)
If want buy why not buy from telco more safe? lol. i bought from telco, i trust more than buying outside, unless its verified, popular or i have been to the place to check it out before. xD IMO la
*
Yeah.... Very true... I was just too impatient I suppose :L
nazrul90
post Feb 9 2022, 09:06 PM

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Is either installment or cc swipe. Yolo
acbc
post Feb 9 2022, 09:07 PM

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Buy with loan is silly.

If the device kaput, u still need to buy a new device and service the previous loan.
bobowyc
post Feb 9 2022, 09:07 PM

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QUOTE(lIAmLegendl @ Feb 9 2022, 09:05 PM)
Yeah.... Very true... I was just too impatient I suppose :L
*
So far i have contract with maxis and digi. now both my phones fully paid off. xD I did bought a phone through a shop called CompAsia. Now they are offering installment plans, but not sure their shop shifted or not. xD if im not mistaken DirectD also have installment plan. Or at Aeon, i think have also. Not so sure. Im actually waiting for Samsung S22 Ultra. hahaha. Gonna watch the unpacked even tonight. xD and decide later on if i want to purchase or not haha
Ayambetul
post Feb 9 2022, 09:08 PM

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Apo salah pakai instalment?

Ayam pakai zerolution all this while
ridox_orimabu
post Feb 9 2022, 09:10 PM

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Bumi ini milik siapa

Owai salah thread
waters
post Feb 9 2022, 09:14 PM

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Get a contract with a telco.
kelvinlym
post Feb 9 2022, 09:16 PM

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Why not just save up for a phone?
jmas
post Feb 9 2022, 09:38 PM

I can edit title???
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well, it depends, can you buy that phone in cash lump sum?
if can, I would suggest get 6mths 0% interest installment, cuz for me, cash in hand better
if cannot, then you should get cheaper phone that you could afford, then get installment on that
Phoenix_KL
post Feb 9 2022, 09:41 PM

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buy phone. need installments.

wtf.
MdmWSW
post Feb 9 2022, 10:35 PM

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buy phone buy dao need to sign up installment plan.....better rethink on your finances
Ludwig.
post Feb 9 2022, 10:36 PM

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QUOTE(blek @ Feb 9 2022, 09:04 PM)
I know last time many of my ex colleagues like to buy phone installment plan 6 months.
All of them is oren. Is ts oren?
*
lmao too true

to reply ts question - if you cant afford to buy luxuries with cash on hand, then you have no business buying it in installments
WaCKy-Angel
post Feb 9 2022, 10:37 PM

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Why u no buy from me?

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