by 100 shares you mean , 300USD x 100 unit of shares?

Do you have any particular strategy when selling calls? How often do your shares get called away?

Hmm, is there a tutorial for this covered calls or simple explanation?

Just want to increase my knowledge. 👀

Can try watching the tutorials by Kelvin Learns Investing on YouTube for a start..

i learnt from

Hi guys, just for clarification.

What's a good amount if i were DCA to avoid overpaying fees?
Is it a minimum of 6K for each trade?
thanks

Sorry bad with calculations

Yeap. As far as Bogleheads are concerned, when we mention "index funds" - we mean market weighted, broad based index. That's basically VT or its analogues only. With these index funds getting a meteoric rise in popularity, active fund managers has been trying to getting a piece of the pie by perverting the term, on top general investor confusion between Index Funds and ETF to muddle the discussion.

Sector betting is highly discouraged, that's why you don't ever see a proper Bogleheads recommending QQQ, KWEB, or god forbid, ARK funds ETFs.

There's investing, and then there's gambling, and degenerate gambling.

Hello all,
I'm happy we have a Boglehead chapter Malaysian chapter! I was feeingl lost and isolated in a sea of stock pickers and crypto fans lol. I literally read every post and learned so much, especially about bond allocation which I'm very confused with. You guys are awesome and I'm glad there are people in Malaysia who believe in the investing style I do.

I'm a late starter, unfortunately.

I wish wish wish I knew about the Boglehead investing philosophy in my 20s, but now I'm 45 and slowly realigning my portfolio to this allocation:

70% equitties - VTI, VXUS, VOO --> But will just put in VT from now on for simplicity's sakes. In the future will transition to Irish domiciled ETFs. probably next year.
10% REITS & some local blue chip stocks - SUNREIT, AXREIT, Maybank
20% Fixed income - mostly money market and FD. I have some in ABFMY1 ETF also

I have ways to go to adjust my portfolio. In my 30s I bought the smooth talk of a Public Mutual unit trust salesman and just let her pick whatever stock. As a result I'm now overweighted in Malaysian equities . But it's way too scary to sell now cos that unit trust is down soooo much. So I'm not going to touch it.

Instead, I'm hyper accelerating my investments, just pouring most of it into VT, which I buy using Rakuten Trade cos it's only RM8 per trade. I'm ALSO slowly move my investments out of SA into VT (at a loss, ouch).

Yes, about my US ETFs. I totally understand about the witholding tax issues, but after watching a video by Zeit where he compared buying US ETF vs Irish domiciled ones, I think my portfolio too kecik to worry about that now, and I don't think I can afford the big bullets of investing in LSE for now. I'm also working up the courage to open an IBKR account --> I just don't feel secure using an online broker not approved by SEC yet.

I got a question for all of you - in your equities portion of your portfolio, are you all 100% foreign equities (US & world), or do you have a mix of M'sian and foreign equities in your portfolio? If I have a choice I want to keep my Malaysian equities to just 10% of my portfolio cos I have no confidence with the Malaysian economy.

Just notice your own personal finance blog. I am curious those listed are all your investment instruments? You have zero dollars in say bank FD, govt bonds, endowment insurance etc? Those are considered safe and capital guaranteed investment.

Yep that's all my investments. My emergency fund (RM43k) is in RHB Cash Management Fund if that's what you're asking? It can be withdrawn pretty quickly. And that RM7k cash in my bank account helps too.

Or if you're asking where is my 'fixed income' portion of my investment, I don't have any, lol! I decided to just go 100% equity.

Thanks for sharing so your investment instruments have nothing that is capital guaranteed correct? What about Msia EPF? That is also a form of "investment" by the govt on behalf of citizen just like Spore govt. Govt worry citizen dunno how to invest go and lose monies then old already no work stomach hungry ask govt feed them. But your govt quite lenient at age 50,55 can take all out unlike mine which come out with some Minimum Sum concept to buy annuity plan so every month got allowance from that in your retirement years and that is mandatory btw.

can FSMOne's ETF RSP buy fractional share of VT ? If yes gonna pay RM 10 to activate CDS account.

i think the answer is yes, can! see screenshot. and yea, VT is part of the first 50 US ETFs with the RSP plan.

or you could always call up FSM during office hours to confirm. customer service quite good.

Unpopular opinion, do you guys maximize PRS 3000 MYR every year or just maximize all extra money into ETFs investing better off?

Wow..Bogleheads now also use options?

l always thought tht Boglehead is just simple investing strategy with a few broadbased index fund/etf, and just hodl with some rebalancing.

It's also worth considering that even with CSPX, you are trading diversification away - you are choosing to exclusively bet on US stock outperformance for years to come just to make a few extra bucks along the way.

Yeah, I understand that viewpoint too, and is what Jack Bogle (IIRC) and J.L. Collins have said too. I myself have a slight preference to be closer to 60-40 according to cap myself, but it's totally not an absolute must.

(Hell, I'd argue that if people just applied the "invest in the right instrument and never think about it again" mentality, and did nothing but buy Maybank shares with high saving rates every month, for 30 years, they would still easily outperform 90% of the retail investors)

Since you are here, do you mind chipping in your two cents on the idea that selling covered calls on long term buy-and-hold stock is not free lunch, and that the investor would be limiting its upside while risking big downsides for only marginal extra income?
I've seen this argument thrown around a lot within the Bogleheads community, and I am really curious what are your thoughts on it, as you seem to be a strong proponent of this method for as long as I remember you started offering valuable free and genuine advice on this subforum.