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Public Bank Housing Loan Principal Repayment
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mini orchard
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 Dec 8 2021, 06:21 AM
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QUOTE(ProSambalEater @ Dec 7 2021, 10:57 PM) Hi all, need info on making one lump sum repayment of housing loan principal amount using cheque. I was informed that i need to go to physical bank branch to do this. Anyone has more info or complete steps on this? Can i just write a cheque and deposit at the cheque machine? TQ Firstly, you need to know the exact sum to write the cheque ... each day is a different amount because the interest charge is on a daily basis. For 'closing' of HL or HP account in PBB, transaction have to be done over the counter as the system requires proper authorisation of senior officer. |
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mini orchard
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Dec 8 2021, 08:35 AM
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QUOTE(poweredbydiscuz @ Dec 8 2021, 08:06 AM) I don't think TS wants to pay off the loan, but to make a one time overpayment. Even if is one time overpayment, bank counter must put in the correct code for payment received, otherwise it treated as advance instalment payment. |
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mini orchard
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Dec 8 2021, 08:46 AM
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QUOTE(poweredbydiscuz @ Dec 8 2021, 08:38 AM) Not sure about Public Bank. For UOB, a simple remark on the back of the cheque will do the job. No need to go counter or meet officer. That is why when borrowers apply loan, many go for the lowest interest rate only. They forgot that borrowing is about 'total package'. This post has been edited by mini orchard: Dec 8 2021, 08:46 AM |
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mini orchard
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Sep 22 2025, 09:48 AM
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QUOTE(GamaX320 @ Sep 22 2025, 08:09 AM) just newbie question lets say currently i serving progressive interest and month end 30th auto debit installment from my savings account. But found out my total loan amount keep incurring fews hundrad bucks evry week questions is this consider interest charge from bank? If U want answers, attached the bank statement. No forumers can read beyond the few lines 🫣 |
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