Hey guys tumpang this thread to ask about my PBB Islamic semi flexi housing loan. I've been pumping lots of lump sum over the past few months, they've all gone into 668 and reduced my principal by a lot. I've noticed my monthly interest incurred is getting very small, so I must be doing this right.

However, if I have even more cash to pump in the future and I want to reduce the balance to close to 0 so I don't need to pay monthly anymore, is this possible? Meaning I want to use my semi flexi loan account as an OD facility where in case of emergency I can use the "redraw amount".