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 Public Bank Housing Loan Principal Repayment

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Angry Clerk
post Sep 4 2022, 11:32 PM

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semi Flexi account can make online.

code 668 is principal payment

660 is over counter.

Angry Clerk
post Aug 25 2023, 01:35 PM

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QUOTE(Human Nature @ Aug 25 2023, 12:02 PM)
Hi, I made payment over the counter to reduce principal. The code is 660 with description Special Payment.

This is considered as principal payment too, right?
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you are right

- special principal payment -

print at the center of the yellow slip

This post has been edited by Angry Clerk: Aug 25 2023, 01:35 PM
Angry Clerk
post Oct 9 2023, 08:57 PM

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QUOTE(hihihehe @ Oct 9 2023, 08:49 PM)
how to do it online?

i dont see the option to choose code?
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U can't choose one , for example Ur monthly 2,000

You just pay 10,000

8,000 auto goes into principal
Angry Clerk
post Oct 9 2023, 09:40 PM

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QUOTE(hihihehe @ Oct 9 2023, 09:19 PM)
but it should be treated as advanced payment by default right
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By default one month payment as advance (loan >100K) with redraw feature

If loan less than 100K, no redraw feature, all payments considered as advance
Angry Clerk
post Nov 1 2023, 09:51 PM

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QUOTE(hihihehe @ Nov 1 2023, 12:39 PM)
so i tried to pay extra (eg. 2.8k loan paid 3k)
2.8k payment code is 614 and extra 200 is 668 which mean it went into reducing principal rather than advance payment?
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Correct you are right

 

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