That's why up to us to keep record. If we don't keep record, lhdn very easy job. No evidence means never declare properly. Kena tax plus penalty.

Like tadashi said, as if they care. If they can squeeze, they squeeze. Look at the freight companies transfer of share, the courier services tax.

Sadly that's the fact.


That's what I am doing.

If you are PRS, just leave it. If you unit trust, don't know what will happen.

This post has been edited by Ramjade: Dec 21 2021, 03:43 PM

People are pissed off with the govt for Selangor flood issue. Will be interesting.

I think they don't care. Lhdn people are paid a fixed salary year in year out. I don't think there's a reward for additional audit.

Rakyat easier to catch Vs big politicians. So why do hard work to match KPI when you can do easier work and read KPI also? That's my thinking.

For me, I counted, it's impossible with dividend investing. With options in the other hand, very much possible. Hence the switch.

It shows one thing.
CimB sg rates are good until too many people use it to do last minute transfer until it crash!

Never bet against quality US companies. Long live the US. Or if you want to precise, don't bet against QQQ.

What are you talking about? Keep it simple. Just open up a compounding calculator and key in all details. My duration have always been 10-20 years time. I counted with dividend even a 30 year timeline + my current salary, no way can reach a million. But with options, I can reach it in say 10 years if I am doing it consistently. Key here is consistently.


Bro, you should know by now I am not rich. If I am rich, I wouldn't have find creative ways to not pay the banks but simply give them free money.

As long as you buy quality companies, nothing to worry about. That's why my goal for 2022 is DCA in Adobe or Google once a month.

How do you think I build my portfolio? Careful investment for years and trading in my dividend stocks for high quality US stocks when I realised I am a fool for not buying quality us companies.

If I tell you I am currently earning half of RM10k, from my current salary, will you believed that? Anyway up to you to believe or not.

Actually wrong. Management is the one who make or break the companies. They don't have pricing power but market is the one who determine how much it's worth.

This post has been edited by Ramjade: Dec 31 2021, 09:52 PM

Stupid zafool legacy.