Hi TS,

You make a lot more money than me. I have very little savings in my past few years and most of it goes to my commitments, parents, wife and in-laws. I am a single income family, and I married my wife promising her I'll take care of everything, including allowances and all expenses. Even so, like most couples, we have our fights and the topic of money do tend to crop up.

The life we have doesn't afford us any luxuries. No luxury home, no luxury car, clothes, bags, watches, fine dining or anything of that sort. But spending a few hundred on a nice meal is necessary and worth it when my wife wants it. Bring my wife to travel is also good for the relationship.

My wife is my beneficiary if I die, and I bought her a house so she has 'something'. I don't think I will have any luxury items in my life, now that we have a child, and most of what I can save up is for our child. And by the time our child is an adult, I'm long retired and hoping to spend my last days in a rural area either farming or tending to my cows and chickens, or maybe fish, and if I'm lucky I will have my wife next to me, and I would die a content man.

I also wash the dishes, do the laundry, keep the house clean, e.g. mop the floor, throw the garbage, buy groceries, etc. I don't go out drinking. No complaints. Marriage takes work and commitment, and understanding. Else why get married? Life is not a bed of roses. There will always be ups and downs.

PS: the commitment doubles down when you have children. otherwise, if it's really not working out, you still have an opportunity to have a clean break. Good luck.