Here is a suggestion to help de-escalate the situation at the same time secure some funds for her future use.

Give her RM6k per month:
3k into her bank account
3k into her EPF topup.

https://www.kwsp.gov.my/ms/member/contribut...gs-contribution

This post has been edited by Capt. Marble: Jun 12 2021, 03:38 PM

I think TS is concern of how she spent the money. By splitting (6k) it evidently she is only getting (3k) half to spend.

I suggest 6k because she asked 5k as a 'settlement', in cases like this the 'settlement' amount is somehow a borderline amount. You can go above but if you push for lower, she will always nag on that issue on a later date. By giving 3k into her account and putting another 3k in EPF, it's not spent off but invested for her future... hopefully by then, her spending habits / priorities has changed.