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Annual budget tracker (Google spreadsheet), For your financial planning
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MUM
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Jul 16 2021, 11:34 AM
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QUOTE(wongmunkeong @ Jul 16 2021, 11:13 AM) ................ now, close to retirement, already put in my papers - semi-FIRE at 49. soon i'll be spending 80% of my dividends & reinvesting 20% of them. ............  just thinking, will any just in case black swan events,...mkts crashed n stayed bad for few years,...will the dividend be impacted as you need 80% from it for your retirement expenses? This post has been edited by MUM: Jul 16 2021, 11:37 AM
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MUM
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Jul 16 2021, 12:15 PM
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QUOTE(wongmunkeong @ Jul 16 2021, 12:09 PM) yeah, agreed. Be prepared for the worse, hope for the best My calc is based on 2/3 of my 2020 dividends & i've cash backup based on flexi mortgage re-drawal + SSPN if needed  good reserves... but if your are retired,...after having "withdrawed" for those to supplement,.... i am just concerned of the method of replenishing those
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MUM
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Jul 16 2021, 01:19 PM
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