Changing my insurance agent
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 May 24 2021, 11:43 AM
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#1
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang  
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QUOTE(rebecca_choo @ May 22 2021, 01:43 PM) Hi, Yes it is possible to change insurance agent.My insurance agent seems to be MIA and seems like someone else is now my so-called ‘agent’. I’m looking to re-appoint a different agent for my policies.. is it possible?  |
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May 24 2021, 11:48 AM
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#2
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(mffa @ May 24 2021, 11:26 AM) Prudential cannot easily change agent. try b4, premium will be revise. I believe to protect old agent from kill by new agent. since new agent might steal old agent client. You're mis-informed. There is no such thing that cannot change agent easily and that there is a premium increase when take over the policy servicing.Ask faiz bmw 330i sunset orange, he as a prudential agent said the same things. premium still the same?. prudential, premium follow old agent. once change agent, premium will be different. kek Agents that tell you that just want to earn from you as they will not be able to earn from your previous policy. I had taken over policies as far as KL/Sabah (I am from Penang) and assist them with claims. Later if they top up/add on/refer people only will I earn. If they don't top up/refer also is okay, this business is for long term and more importantly is to help people. rebecca_choo liked this post
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May 24 2021, 11:50 AM
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#3
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(Cmyong88 @ May 22 2021, 02:57 PM) Not without consent from the agent whom you bought your currently policy from. I've tried and they put up alot red tape just to frustrate you. Best way out is to buy any new policy with the agent of your choice. Agents like this better stay away la... only in it for the commission. The change of agent form for Prudential don't even have a column for the former agent to sign, therefore there is no need to get consent from the former agent. rebecca_choo liked this post
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May 24 2021, 12:11 PM
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#4
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(Cmyong88 @ May 24 2021, 11:53 AM) I'm not 100% certain, but fill that form only puts a new agent to service you. If there is still commission payable to the old agent, he/she will still get it. When they check in the system, old agent still lead in your policy. It doesn't matter if the commission is still payable to the old agent. More importantly as a customer, avoid cancelling your old policy just because the agent is no longer contactable or no longer able to service you. Everything restarts when you cancel and get a new policy, the Waiting Period (up to 2 years incontestability clause), the cash value allocation (restart from 60% from yr1), the agent commission restarts (from year 1~6). Your insurance contract is with the insurance company, not with the agent. |
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May 28 2021, 03:22 PM
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#5
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(JoeYoung @ May 27 2021, 07:32 PM) You believed the talk cock king? Bought my first insurance when started working, the agent is actually my friend, then went awol and the agency head driving real Ferrari unlike media preview sunset orange took over. No bother to call nor write. Then change to Roy below, PLUS bought new for my whole family with uncle. Uncle register for AZ yet?  |
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