Hi all. I want to ask if anyone knows Maybank bank statement pdf password? The file is encrypted and I can't edit the bank statement. I want to doodle and censor parts of the bank statement for credit card application purpose.

Please advice.

“Apply credit card”

Want edit doodle n censor. Topkek

Looks like the statement doesn't belong to you? Else why would you be asking such a question? Hmmmm...

print, doodle, scan, upload

but the bank is gonna reject your application

if you requested from bank then its your birthdate ddMmmYYYY

If emailed from M2U, then you would have set the password on M2U statements.

If you have access to M2U, last 6 months statements can be downloaded as PDF directly without it being password locked.

You can't 'edit' the statement. Best you can do is screenshot it and then censor what you need to remove.

Statement mine. PnC issues. Don't like to reveal my expenses to anyone. They just want to see my salary masuk bank only, so why should I give them the full statement. As long as statement my name, salary monthly masuk, okay lo.

the password hint given when u got the email.
if u dont know this, then might be the statement is not urs ?
and why need to censor? its just for cc application anyways.

defiantly

Why should I reveal everything to the bank? Nowadays banks don't follow PDPA anymore. Otherwise how would I have received so many calls from credit companies asking if I want to borrow money with low interest. Can even know what bank credit card am I holding with my IC. The only third party that i provide my details to are bankers.

If bankers respect PDPA, then this will not be an issue. Yet everyday I receive calls from insurance la and credit facilities from various banks asking me if want buy insurance or borrow personal loan. But when I sign up for credit cards, I clearly state I do not want to receive any promotional offers and don't give any rights to them to share my details with third parties.

then nothing to scare, since u going to apply the cc, bank will get ur number anyway and will blast with those insurance/loan etc.
nothing to do with the bank statement anymore.

Dont same like aunty tik tok .... show me your badge !

Once any attachment is edited, it only create doubt. 100% declined !

1) Any edits = auto reject. No exemptions. Might even give them cause to blacklist you and record as bad/untrustworthy customer.
2) You didn't share, but are you sure that your friends/family/colleagues/contact list/company records/online purchase/sales agent for property or products/anywhere else who have your number didn't share, on purpose or by accident? Might not be banks' fault, unless your number is 100% only used for banking matters. Very difficult to keep number secure leh.

i just applied credit card last 2 months

definitely can't edit your statements as advised by my banker

99% reject, 1% lucky

True caller app helps

U edit.
99% confirm reject your CC..also might even blacklist u... Then u no chance to apply any CC/loans anywhere.
Good luck 🤞

Exactly. If the statement is hers she should know her password.

ddMmmyyyy (Your date of birth)

I believe it is not about cannot open and read the statement but cannot edit.

There are many apps I believe on Internet to allow permission. Otherwise, just print blanko and scan again as soft copy

Tu dia never read what I said. Lolll it's not about opening the file. Revisit and re-read again.

This one is only for emailed statement la my friend. But when u want to edit or censor other transactions by using pdf edit function, another prompt for another password comes out. Bet u NEVER tried editing before.


Tu lagi dangerous. Use Internet apps, my info shared until US. Nvm la I get what u mean. Thanks.

Some said they gotten from bank xxx. Call me to call bank to cancel the marketing promo. I called bank, bank say I give permission. I open my file, I saw I NEVER tick giving permission. They say they unsure as this is system what she can see. Can't see the form. In the end, I told them to just remove my name from any marketing promo or to any third party, or i will complain to bank negara, since I have proof from my form. They cepat remove.

Found a way to edit and censor. Send back to them, on top of that I added watermark for xxx credit card application only.

Hope approved la. Haha if none nvm la. I only apply for the freebies.

Oh already found the way...
Sharing is caring ☺️
If I needed it for "others purposes" 😁

Edit to apply loans?
Many syndicate doing that

You mean me? I just don't want people to see my detailed expenses. In fact they can get my details from bank negara if they want la, bank statement is just to supplement proof that the salary really enter my bank acc. They don't need other details which are irrelevant to them.

Haha sendiri go find out. Since asking here didn't give me any good results except fools questioning. Haha I shall leave it to yourself to do some testing.

Oh and if I get my card, I'll come back to laugh at the monkeys.

I didn't mean to use online apps. Been disabling protection many kind of files for years

Any update?

Along with your application, banks will ask you for your saving or current account statement wherein your salary is credited.

Though for the most part, this will be mainly to see that you really earn the salary you claim (and it is credited every month);
some banks will also pay close attention to comings and goings of cash in your account. This is to see how attractive your cash flow is. Can you manage your money?

https://ringgitplus.com/en/blog/debt-manage...y-customer.html

Not yet

LOL I don't like them to pry open to my personal stuffs. If they want, get bank negara approval letter first. Otherwise, see what is needed.

LOL too,...why would they need to get the approval from BNM to see your records...they are not applying for the cc or any loan....LOL

No worries. If bank rejects because of you censoring your info.. lots of other banks out there. They keep sending CC without me applying too.

Then they shouldn't ask for so many info. All PnC.

Ah well I have many other banks la. Just being a cheapo apply for RM600 lazada voucher from citibank. Other banks never ask for bank statement. First time kena.

Hahahahah! that is not being a cheapo that is being smart.

aren't you are the one that is providing them the info?
you can also stop providing them your bank details too.

just wondering,...since you are applying for their products....
will you be providing them the full details clearly when they contacted you with this....
"your application is in the final phase of being approved,...could you resent us the your bank details without any amendment for confirmation?"

They will probably approve me.

I'll tell them "you can just cancel my application if you can't proceed. Thanks"

I did once with stand chart before. The lady called back and say bank upon review, approved my application without bank statement. Banks now need our business more than we need them.

the officer that approved those documents for credit approval will get into trouble when there is an internal audit on the procedure of accepting and reviewing the received required document....unless the bank statement is NOT a required document in their procedures.

This post has been edited by MUM: May 25 2021, 10:09 PM

Dude when u apply for credit card, the SOP states

3 months pay slips
OR
3 months bank statement
OR
EPF statement
OR
EA form.

It's OR, not AND.

you ONLY has bank statement to give?...no other document?

why spend time to amend the bank details?

This post has been edited by MUM: May 25 2021, 10:11 PM

I gave 3 months payslips. They asked for additional 3 months bank statement.

My salary can already apply world card liao. I only apply lazada Citi because of the RM600 lazada voucher. Lol

This post has been edited by beebee1314: May 25 2021, 10:11 PM

what about the word "OR"...that you just posted?

Well since she wants, I give some extra but with censor lo. Anyway just wait for them to come back. If she wants clean without doodle censor, I'll tell them to cancel.

willing to forgo the RM600 lazada voucher, just to deny the bank the satisfaction of having read your fully bank details

Haha well I'll see how it goes.

Finally. Approved. Expected. They not gonna burn world level salary earner just for some censored statements. My salary already far beyond this level. If not because of RM600, not gonna apply also.

Congratulation...happy for you...

even you salary is already too far beyond this level....they still need to verify it....