Anyone been there for help from AKPK?
Betul ke...they can help reduce your financial commitment or just counselling je
What else do they offer
Is it true, nama buruk once u join the program?

Bani dah nak muflis ker? kesian...

All of the above

Kesian

Yes you will be ‘tainted’. Considered as high risk for FI in the future. First to eliminate from the list when they tighten their risk appetites.

pm me bro if u need serious advice

they will say

"hutang jgn sini sana la cibai"

"mesti pandai jaga diri"

"jgn suka shopping sana sini"

my friend in liao
many debt
all compile to 1 damn low payment monthlly......
he hepi liao now

but once in a life time chance jer...no 2nd time

got

Dei PN tak bayor ke?

Yes. Banks will put a remark "Special attention" under your name on their systems and will not want to deal with you anymore.

This post has been edited by TOMEI-R: May 3 2021, 05:07 PM

TS, can check AKPK tread in /k

Been to AKPK HQ, it is truly a 1 Malaysia place, can see all races with common interest gathering there.

This post has been edited by thunderloh: May 3 2021, 05:16 PM

Don't engage AKPK if you can help it. I am personally helping some ppl with finances issue. But u must gimme access to your statements and monthly income, I will pay to your cc/loans and advise how to spend.. That is all. I take no payments.

Because I used to fall into such a bad position before and I found a way out. Not a secret but it is a must to clear here and there

Dedak not enough?

few Qs,
1) why not engage AKPK, is it true those statement above, ie. engaging AKPK will get you special remarks at financial institutions?
2) meaning give u access to all accounts and incomes (cash) so u could help paying the debt?
3) what do you mean by "way out"?

I got no financial problem btw (so far), just Qs on your statement

Answering to 1)

Because akpk makes banks hate you.

Eventhough settled for years and income >100k oso banks don't want anything to do with you.

If you can. Don't do it. Settle with the banks directly. Akpk will leave a Mark that's hard to get rid of

So join AKPK.. future loan application will be hard la

can i just ask for advise?
not the time yet to use the service,
just want advice....

Join akpk must be ready to let bank manager sleep with your wife and kids.

Najib should have gone to AKPK when 1MDB cannot pay loans lol.