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 Maybank or Public bank for housing loan, help me to dicide

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SUSceo684
post Apr 8 2021, 08:40 PM

Component Burner
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11,667 posts

Joined: Jan 2003
From: Klang/Subang




QUOTE(valentine1666 @ Apr 8 2021, 08:23 PM)
maybank do offer exclude mrta

but people are encouraging me to take mrta as it wont pass the burden to other if something bad does happen....
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MRTA for half or 2/3 loan tenure enough already..when the house almost fully paid off left few years I think its not too big a risk to take.

MRTA factored into the loan itself actually also almost double the total effective premium you are paying as compared to one-off purchase. If for me I'd use the MRTA fee to get an additional carpark purchase wink.gif

This post has been edited by ceo684: Apr 8 2021, 08:41 PM

 

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