Maybank or Public bank for housing loan, help me to dicide
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 Apr 9 2021, 09:27 AM
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Senior Member
1,327 posts Joined: Jun 2019  
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For the insurance, the point is whether you need to factor it into the loan or you can pay lump sum yourself. Because if you add it to the loan, you'll need to pay interest for insurance for the entire loan tenure!
So it is best if the bank allows you to buy your own MRTA. (without adding it to the loan) |
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Apr 9 2021, 10:51 AM
Show posts by this member only | IPv6 | Post
#22
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Junior Member
532 posts Joined: Nov 2015 
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QUOTE(GreenSamurai @ Apr 8 2021, 08:50 PM) If you took mrta then it’s definitely possible to get 3%. My mbb loan got 3% with mrta. Just the approval has to come from the ceo as what my agent did. Depends on customer profile also. case by case |
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Apr 9 2021, 11:11 AM
Show posts by this member only | IPv6 | Post
#23
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Junior Member
682 posts Joined: Jan 2021
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QUOTE(valentine1666 @ Apr 9 2021, 09:18 AM) the maybank also with mrta.... I see, then for the MBB loan, what is the spread they offered to you? I mean BR + ?? % |
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Apr 9 2021, 12:10 PM
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Senior Member
1,296 posts Joined: Nov 2019
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PBB la, RM7 for free insurance why not
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Apr 9 2021, 06:42 PM
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#25
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Senior Member
551 posts Joined: Apr 2008 From: Taiping, Perak 
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QUOTE(Jingle91 @ Apr 9 2021, 11:11 AM) I see, then for the MBB loan, what is the spread they offered to you? I mean BR + ?? % mbb the fine detail havent ready yet boss.... |
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Apr 10 2021, 07:34 PM
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#26
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Senior Member
551 posts Joined: Apr 2008 From: Taiping, Perak
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QUOTE(hihihehe @ Apr 8 2021, 08:26 PM) yes but you can get mlta from outside which company provide mlta service?  |
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Apr 10 2021, 08:21 PM
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#27
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Junior Member
682 posts Joined: Jan 2021
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QUOTE(valentine1666 @ Apr 10 2021, 07:34 PM) which company provide mlta service? Can check with AIA valentine1666 liked this post
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Apr 11 2021, 10:16 PM
Show posts by this member only | IPv6 | Post
#28
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Senior Member
551 posts Joined: Apr 2008 From: Taiping, Perak
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QUOTE(Jingle91 @ Apr 10 2021, 08:21 PM) Can check with AIA tq will do........  Jingle91 liked this post
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