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 Maybank or Public bank for housing loan, help me to dicide

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GreenSamurai
post Apr 8 2021, 08:23 PM

The Green One
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Senior Member
2,150 posts

Joined: Feb 2006
QUOTE(valentine1666 @ Apr 8 2021, 08:13 PM)
guys i need all the sifu in here to advice me which bank to choose from for my housing loan

publick bank

Purchase price: RM400,000
Loan: RM360,000 (90%)
MRTA: RM15336 ( cover 90% @20y +CI RM50k @15y)
Total Loan: RM375,336

Interest rate : BR+70%
Currently BR rate is 2.27%
Effective lending rate :
2.97%

Loan tenure : 32years

Monthly repayment : RM1520
where is maybank

Loan 360k  rate..3.05%
Mrta sum rm360k - 20 yrs
loan tenure is 32 years

Inst rm1513 month
i hv no experience in buying house and this is my 1st house

would appreciate alot all the sifu feedback notworthy.gif  notworthy.gif  notworthy.gif
*
It’s possible to get 3% for Maybank. Ask the agent to ask for approval for 3% interest rate.
GreenSamurai
post Apr 8 2021, 08:50 PM

The Green One
*******
Senior Member
2,150 posts

Joined: Feb 2006
QUOTE(valentine1666 @ Apr 8 2021, 08:25 PM)
maybank 3.05 is their best rate aredy....i already nego with them...
*
If you took mrta then it’s definitely possible to get 3%. My mbb loan got 3% with mrta. Just the approval has to come from the ceo as what my agent did.

This post has been edited by GreenSamurai: Apr 8 2021, 08:50 PM
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