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Investment Versa
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ericlaiys
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Apr 11 2024, 10:44 AM
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QUOTE(ericlaiys @ Apr 10 2024, 06:31 PM) but versa not going to 4.77%. their invest not guaranteed get return and you not get 4% as fall to market rate. it is just marketing technique to wow on 4.77% This post has been edited by ericlaiys: Apr 11 2024, 10:44 AM
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ericlaiys
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May 2 2024, 08:08 PM
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QUOTE(Barricade @ Apr 24 2024, 02:20 PM) A lot of my friends and colleagues withdrawed all from Versa and park in FSM USD sweep now. Versa will sure see a big chunk of funds withdrawed in May. u forget to take note one thing, you lost a lot during forex conversion. (RM to USD). So 4.598% plus is not even worth, u already lost a lot during USD conversion. then when want to withdraw, USD to rm. Forex conversion again. so u even lose double it is a trap to move to fsm This post has been edited by ericlaiys: May 2 2024, 08:10 PM
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ericlaiys
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May 4 2024, 11:33 AM
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QUOTE(Barricade @ May 4 2024, 08:49 AM) U have a better place to park your money? Please share kdi
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ericlaiys
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May 8 2025, 01:13 PM
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QUOTE(Optizorb @ May 8 2025, 12:58 PM) interesting... so now is 5.7% for 2 months? guess i need to go create a versa account lol pm u referral if u want to join. else u can ignore my pm
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ericlaiys
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May 8 2025, 01:13 PM
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QUOTE(besiegetank @ May 7 2025, 08:58 PM) I dont recall seeing any quota in the fine print. For other quests you can stack them but most of them only limited to the first 10k or 20k only. Most other quests like auto deposit only needs around 1k to complete the quest. Better to put in majority of the fund to enjoy the interest first. got max 300k
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ericlaiys
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May 8 2025, 02:37 PM
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QUOTE(Takudan @ May 8 2025, 02:31 PM) Have you read the TNC? Be careful with assumptions as Versa events have very specific cut-off points. I didn't read through that particular quest but if we refer to past records, AFAIK the reward period starts at the end of quest period. So dumping in your money early would only mean that you get their base rates early on. only for 1 fund. The highest balance. So pointless if do multiple Fund. Refer https://versa.com.my/fresh-funds-quest-earn...r-new-cash-ins/
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ericlaiys
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May 8 2025, 03:21 PM
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QUOTE(Barricade @ May 8 2025, 03:12 PM)  I managed to get extra 5% on top of base rate. i only 2.3%
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ericlaiys
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May 8 2025, 06:45 PM
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QUOTE(Barricade @ May 8 2025, 03:23 PM) not yet add the fund %. If versa save , then 3.7%+2% = 5.7%
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ericlaiys
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May 9 2025, 12:47 PM
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QUOTE(BladeRider @ May 9 2025, 10:10 AM) the 2% applied for the fresh fund only or the original amount in versa cash as well? only new find after 1st may and min 1k
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ericlaiys
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May 14 2025, 09:21 PM
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QUOTE(joice11 @ May 14 2025, 02:12 PM) hi all sifu, new to this versa, i just open this acc and deposit RM1k to versa cash, i try to unlock the extra 2 % quests but seem cannot, need to wait for my acc to be verified and the message say it take up to 5 working days. Mean until my acc being verified i cannot get any interest from this RM1k? if so then lucky i did not put more money at the fisrt time. it is unit trust, so need few days. u can check status on when process complete
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ericlaiys
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May 16 2025, 07:10 PM
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QUOTE(Optizorb @ May 16 2025, 03:22 PM) Does Versa process deposits on weekends? Example if i deposit 10k on Saturday before 3pm.. Thinking whether to deposit on Saturday or if i should wait till Monday.. EDIT: I know for withdrawals/cash out, needs to be done on business day Mon-Fri before 3pm. Just unsure whether same rule apply to deposits/cash in. By logic im assuming it should be the same, but dont want to assume anything. EDIT2: got my answers. In short, yes follows cash out rules. Detailed explanation available at: https://support.versa.com.my/hc/en-us/artic...ailable-balancenope
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ericlaiys
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May 26 2025, 10:58 PM
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QUOTE(Barricade @ May 26 2025, 10:52 PM) No. Why pay them management fee? Just buy gold ETF at moomoo which recommended etf gold at moomoo?
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ericlaiys
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Jun 13 2025, 11:27 AM
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QUOTE(guy3288 @ Jun 13 2025, 10:18 AM) Versa return my tracking so far 9.5.25 rm80.7k 16.5.25 added 30k Cost rm110.7k Referral bonus rm20 Total today RM 111126.73 Minus rm20, profit rm406.73 Return about 4.3% So far only received Quest reward Rm6.84 (referral 1%) Anyone can do more accurate calculated return? versa hard to calc
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ericlaiys
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Jun 21 2025, 11:15 AM
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QUOTE(genesic @ Jun 20 2025, 07:32 PM)  anyone going to grab their plushie toy ? not labubu…nope tq
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ericlaiys
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Jul 1 2025, 04:22 PM
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QUOTE(lerijiso @ Jul 1 2025, 03:57 PM) Oh damn..is it too late to withdraw now? what will the new baseline for fresh fund be? just add 2k, to get 4.2% for 6 month. it apply for baseline + fresh fund. not bad. 4.2% for versa cash 3.9% for versa cash -i This post has been edited by ericlaiys: Jul 1 2025, 04:25 PM
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ericlaiys
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Jul 1 2025, 04:25 PM
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QUOTE(wacko_joy @ Jul 1 2025, 04:13 PM) If I withdraw now, the booster 2% interest (fresh fund quest) won't get affected right? Then i deposit back tmolo, does the deposit count as 4.2% (new quest)? too late, they already captured your baseline
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ericlaiys
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Jul 2 2025, 06:45 AM
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QUOTE(westernkl @ Jul 2 2025, 02:28 AM) Can a Chinese like me to invest ASM? If yes, how to invest ASM? can. asm1,2 asm3. but the problem with asm is depend on availability of unit. most people can try their lucky daily to buy daily unit but 7-7 got extra unit release. if do online limited 2k per month to sell , else you can go counter to sell more unit.
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ericlaiys
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Jul 10 2025, 12:11 PM
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QUOTE(ttzew @ Jul 10 2025, 12:10 PM) After cash in, still need to top up every month in order to get 4.2% ?  nope. min 2k. but u can top up till 300k to get 4,2%
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ericlaiys
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Aug 7 2025, 01:31 PM
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as long u top up min 2k before aug. u get 4.2% even for new top up. baseline is 2k
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ericlaiys
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Sep 2 2025, 06:09 PM
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QUOTE(lkoky @ Sep 2 2025, 05:48 PM) For the 4.2%* p.a. Fixed Rate Quest, do we actually can see our portfolio total value increase by 4.2%, like now? or have to wait till campaign ended, then only Versa will credit the diff amount to round up the return to 4.2%? Cause my total portfolio value as of Sept, is kind of falling short of the promised 4.2%. is more like 2.7%~3% range. 4.2% only will credit after 6 month
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