No. Never buy a car that you can't pay with 3x monthly salary.

I agree on need, family, business etc - that one make sense. But if need to gain respect..then sorrylah, that one if you want to impress people you dont know and dont like then no point - suffer for nothing to me

Bcoz u stop progressing...thats why no debt lo

No. Never buy a car that you can't pay with 3x monthly salary.

actually, i have alot of debt. far more than 20 mercedes benz.
but I picked to have my debt in actual money making assets like property and stocks.

whenever I save up 50k, which is quite frequently, I don't think about spending it, I think about investing it in a new house or buying more stocks.

That's the difference here..

mine 1.2k celery...
bought used gen2 around 4k...

bad choice?

Your need is simple, so Myvi is enough.

For some, the need is more than taking one from point A to B. Must also:

1) big enough to carry more more passengers/stuffs

2) allow one to gaya to friends, inlaws etc

3) sit comfortable instead of sempit in small myvi with small legroom. Your VIP customer fly in from London, you fetch him using Myvi? I don't think so.

4) gain respect from other fellow road user (I duno about you, when Myvi flash me on fast lane I don't give a fuck. But when supercar me flash I give way to not stop the awesomeness of the supercar.)

5) gain respect from business partners/customers (I duno about you, if my lawyer drive a run down Myvi to come meet me, I don't think I will hire him)

actually, i have alot of debt. far more than 20 mercedes benz.
but I picked to have my debt in actual money making assets like property and stocks.

whenever I save up 50k, which is quite frequently, I don't think about spending it, I think about investing it in a new house or buying more stocks.

That's the difference here..

1) ok agree

2) gaya to friends and in-laws? pui ... not necessary

3) VIP customer fly in from London? When I went to London, my company sent a Mercedes with a driver to pick me up from the airport and drive me around.
Was I impressed? No. Nothing to be impressed about. Doesn't matter if they sent a Mercedes or a Ford or a Kia.

4) gain respect from other fellow road user .... LOL!!!     

5) gain respect from business partners/customers ...

If you need to buy expensive cars just to impress people, then you are very superficial, artificial, skin deep. That is sad and pathetic.

Every heard of managers that only knows how to talk and boast but cannot actually do anything or solve any problem?

This is not a YLYL thread

Assuming the car get old they breakdown alot.... then you spend as much as to revive it and kept it moving 

I earning 5 figures a month also still driving a fully paid off 2014 Jazz.

I used to have a swift but I sold it last year during MCO because under utilised.

Now, family of 4 just get around with a Jazz.

What I do with my money? Invested on stocks, and property..

so a car with well equipped safety equipment & comfort is a want and not a need?

The world is superficial. Learn to play the game.

Btw your company smart, didn't send you a Myvi. They know how to play the game.

actually, i have alot of debt. far more than 20 mercedes benz.
but I picked to have my debt in actual money making assets like property and stocks.

whenever I save up 50k, which is quite frequently, I don't think about spending it, I think about investing it in a new house or buying more stocks.

That's the difference here..

Actually ya. 8k.

Was earning 7k when I bought a 40k Wira, coz can't afford better. So ya, agree.

Buying a myvi with 3k salary is perfectly fine lah

But it is wrong to buy a myvi and spend on unnecessary mod (bodo where is ur priorities?)

And/or

Buy a myvi then put at home and ride moto or cab to work (bodo, buy car for what, if like this better buy cheap used car la)

And/or

Buy a myvi but later complain minyak mahal, roadtax, insurance (bodo, it just show that u cannot afford a car)

And/or

Buy a myvi but no money to spend on service, safe tyre etc (go die la, buy car for what)

I driving waja manual earning 7k. Need to buy milk with leftover money, not get free tongkat or susu from gomen klinik.

When I was working with a bank, after new client meetings, my boss will ask me to walk the client to his car.

You think we are so courteous to walk you to your car. Actually we just want to know what car you drive, so we can budget how much time we should spend to serve you.

If you drive Myvi, why we want to spend time on you? Come back later when you are more successful.

Sounds very superficial but thats how it is. First impression matters.