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 Refund for booking fee problem

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JimbeamofNRT
post Mar 27 2021, 03:17 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
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Senior Member
1,902 posts

Joined: Sep 2012

QUOTE(Zoo Howl @ Mar 27 2021, 01:41 AM)
Hi guys,

My parent decided to buy a new car for themselves, i am their guarantor. We placed a booking fee to the dealer after test drove it. It is a national car brand. Then, after waiting close to a week without any result, my folks decided to change their mind and buy another brand, national brand also.

Contacted the salesman, requested him to cancel the booking. He asks why, we said we wanted to change to another brand. He gives tons of reasons saying his brand better than that brand bla bla. He asks us to wait few more days then will get to know loan results, no need so troublesome change brand and apply all over again and etc. At that time, we were convinced by him. 2 days later, we really decided 100% not to choose his brand but buy another brand. Again, contacted him, he convinced us dont change brand and something along the line. This time, second time, we ask for cancel and request for refund, he change the topic. Never ending changing topic

Even contacted his branch, i think is the office person picked up, we asked for cancellation, but we were told to deal with the sales person himself.... damn. Really no way to bypass him

Now want to apply with another brand also headache. Because he keep on acts on his own, according to him, he will apply with other bank. If like that its bad, affect scoring for future application. He seems like trying to trap us and make us no way out and to choose to buy from him

How to deal with such case & get back by booking fee without going through him? Anybody had the same encounter?
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If you are dearling with Perodua, you can contact the HQ directly via their website of soc med account. They are quite responsive on this matter.

If another local brand, well ... good luck.

Just email the dealer and cc to HQ, can find the details via google

This post has been edited by JimbeamofNRT: Mar 27 2021, 03:26 PM
JimbeamofNRT
post Mar 27 2021, 03:24 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
******
Senior Member
1,902 posts

Joined: Sep 2012

QUOTE(Ginny88 @ Mar 27 2021, 09:20 AM)
Applying to many banks won't lower your credit score.

Once a bank has approved your loan you can change the loan to another dealer. Deal with the bank directly on this.

Write a letter to the branch to get back your deposit. By law the dealer must return at least 90% of your deposit.
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You may change the loan to another dealer if (a) the previous dealer agree with it, but in this case since TS wanna change to another brand , he need to apply for a new loan.

Some bank officer very fussy - when they see in the system how come so many applications in such a short time they may reject or give you unfavorable interest rate.

and no, most of the time bank officer will ask you to deal with the SA / Dealer by yourself. they hardly entertain direct case these days, except in "special circumstances"
JimbeamofNRT
post Mar 27 2021, 06:18 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
******
Senior Member
1,902 posts

Joined: Sep 2012

QUOTE(jvcpcv55 @ Mar 27 2021, 04:00 PM)
go direct to bank say withdraw loan appplication
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Thing is like TS said the SA dont tell him which bank he submit the loan.

quite a hassle to call every banks just to find out.

dont forget the toyota capital ( for perodua ) or proton commerce too ( for proton )

actually we got several

ambank
affin
aeon credit
bank islam
bank rakyat
bank muamalat
cimb
hong leong
kuwait finance
maybank
public bank



 

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